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New homes and housing · Moray

New-Build Homes for Sale in Elgin

Are there new-build homes for sale in Elgin?

Land to Homes aims to plan and build new homes for sale, and Elgin is one of the areas where you can register interest. There are no listings, reservations or deposits at this stage. If we bring homes to market, people who registered will hear from us, with clear information on the specification, tenure, warranty and any charges before anything is reserved.

Hand holding a house key in front of the open front door of a new brick homeElgin · IV30

Register your interest

Tell us where you want to live and what you need. Free, no obligation.

Prefer to talk? Call 0800 088 6248.

  • Free to registerNo fees, no deposit, no obligation
  • Hear firstIf homes are released near you
  • Affordable homesWith councils and housing associations
  • Clear informationTenure, specification and warranty
  • UK-wideEngland, Wales, Scotland and NI

Registering for homes in Elgin

Elgin (IV30) anchors our coverage of Moray, which takes in 2 other places. Nearby, we also cover Forres, Buckie and Inverness, all within 36 miles.

When you register for Elgin, you can choose homes for shared ownership, homes for affordable rent or larger family homes. Planning in Elgin follows Scotland’s rules: National Planning Framework 4 sets national policy and the council’s Local Development Plan sets local policy.

Register for Elgin and we will contact you if we bring homes forward nearby.

What you get in Elgin

No homes for sale yet

Land to Homes is a new business. We have no developments, listings or reservations open, and we will not ask you for a deposit to register interest.

Information before you commit

Before any home is reserved, buyers should receive the specification, tenure, warranty details and any service or estate charges in writing.

Rules for each nation

Buying is different in each nation, from missives in Scotland to Land Transaction Tax in Wales. We point you to the rules that apply where you want to live.

New-build warranties explained

Most mortgage lenders expect a new home to carry a recognised structural warranty. We explain what warranties cover, and what they do not, in plain terms.

Planning and land rules in Elgin

Renting privately in Elgin? Since December 2017, almost all new private lets in Scotland are private residential tenancies, which are open-ended: a landlord can only end one on specified grounds, not because a fixed term has finished. The Housing (Scotland) Act 2025 is bringing in further rent and eviction measures. New-build buyers usually receive a structural warranty and may want a snagging survey before settlement. We have no homes available yet, but you can register interest.

In Scotland, purchases are concluded through missives, Land and Buildings Transaction Tax applies, and title is registered with Registers of Scotland. A Home Report is not needed on the first sale of a new home. New homes need a building warrant and an accepted completion certificate, and the New Homes Quality Board framework covers Scotland.

Key rules in Elgin
National planning policyNational Planning Framework 4 (NPF4), which forms part of the statutory development plan
In-principle consentPlanning permission in principle (PPP), followed by approval of matters specified in conditions
Land transaction tax (paid by the buyer)Land and Buildings Transaction Tax (LBTT)
How a sale becomes bindingLand sales are concluded through missives, formal letters exchanged between solicitors that become a binding contract once concluded, followed by settlement on the date of entry and registration in the Land Register of Scotland.

Common questions in Elgin

What is a new-build warranty?

It is an insurance-backed policy covering certain defects in a newly built home for a set period after completion. Typically the builder must put right most defects in the early part of the cover, and the warranty provider covers major structural problems later. Most mortgage lenders require a recognised warranty or a professional consultant's certificate before lending on a new home.

What is the New Homes Quality Code?

The New Homes Quality Code is a code of practice set by the New Homes Quality Board, an independent body. Developers who register with the board agree to follow it, covering marketing, reservations, handover and after-sales service, and their buyers can usually take unresolved complaints to the New Homes Ombudsman Service. The framework currently covers England, Scotland and Wales.

Is buying a new home different in Scotland, Wales or Northern Ireland?

Yes. In Scotland the purchase is concluded through missives exchanged between solicitors, Land and Buildings Transaction Tax applies, and a Home Report is not needed for the first sale of a newly built home. Wales has Land Transaction Tax, while England and Northern Ireland use Stamp Duty Land Tax. A solicitor in the relevant nation can explain the detail.

What does the New Homes Ombudsman Service do?

It handles complaints from buyers of new homes built by developers registered with the New Homes Quality Board, once the developer's own complaints process has been used. It can direct a registered developer to put things right. Buyers should check whether a developer is registered before reserving, because the service only covers registered developers.

Can I register for new homes in Elgin?

Yes. Registering for Elgin is free and does not commit you to anything. There are no homes available yet; if we bring homes forward in or near Elgin, we will contact you.

Read more: New-Build Homes for Sale · Guide: Buying a new-build home: what to expect from reservation to keys

New-Build Homes for Sale elsewhere in Moray

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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