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New homes and housing · Moray

Council and Housing Partnerships in Elgin

How can councils and housing associations partner with us in Elgin?

Land to Homes is open to partnerships with councils, housing associations and other registered providers in Elgin and across the UK, to add to the supply of affordable and social homes. We bring land, planning and construction; our partners bring local knowledge, housing management and, where available, public grant. The aim is a scheme that meets local need and the landlord's standards.

Hand holding a house key in front of the open front door of a new brick homeElgin · IV30

Talk to us about a partnership

Tell us about your organisation and the homes you need.

Prefer to talk? Call 0800 088 6248.

  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

New homes around Elgin

Our Moray coverage is centred on Elgin, postcode district IV30, and reaches 2 other places. Close by, our coverage also takes in Forres, Buckie and Inverness.

People registering interest around Elgin can tell us whether they want homes for affordable rent, one- and two-bedroom apartments or homes for shared ownership. As Elgin is in Scotland, applications are judged against National Planning Framework 4, and the buyer of land pays Land and Buildings Transaction Tax (LBTT).

Register for Elgin and we will contact you if we bring homes forward nearby.

Our approach in Elgin

Clear agreements

Every partnership is set out in a written agreement covering the programme, specification, payment stages and handover.

Package deals

We sell completed affordable homes on a site we control to a registered provider, with the mix, design and price agreed before construction starts.

Council land disposals

We respond to council land disposals and development opportunities where the terms suit, following the process the council sets.

Planning obligation homes

The affordable homes required by a Section 106, Section 75 or Section 76 agreement, designed with a provider and transferred on completion.

Rules that apply in Elgin

For councils and housing associations planning homes in Elgin, Scottish delivery centres on the council's Strategic Housing Investment Plan, grant from the Affordable Housing Supply Programme and, on private sites, affordable housing secured through Section 75 agreements under NPF4 and the Local Development Plan. Land to Homes can bring forward land with or without planning, or build homes for transfer to a registered social landlord.

In Scotland, councils and registered social landlords regulated by the Scottish Housing Regulator deliver affordable homes through the Affordable Housing Supply Programme, prioritised in each council's Strategic Housing Investment Plan. Developer contributions are secured through Section 75 agreements, and package deals for social and mid-market rent homes are one established route.

Key rules in Elgin
Local planning documentLocal Development Plan (LDP)
In-principle consentPlanning permission in principle (PPP), followed by approval of matters specified in conditions
Land registrationRegisters of Scotland (Land Register of Scotland)
Developer contributionsSection 75 planning obligations, with Section 69 agreements sometimes used for simple one-off payments

Questions about Council and Housing Partnerships in Elgin

What is a land-led scheme?

A land-led scheme is one where land is secured and a scheme is planned around a provider's needs, rather than the provider buying a share of homes within a market-led development. It can allow a higher proportion of affordable homes, or a fully affordable scheme, where planning policy and funding support it.

Can you build on land a council or housing association already owns?

Yes. Under a design and build arrangement, we design and construct homes on land the council or provider owns, to its specification and standards. Contracts follow the client's procurement rules, which may mean a framework, a tender or another compliant route. We discuss the approach early so the scheme fits the client's governance.

How do council land disposals work?

When a council sells or leases land for housing, it usually has legal duties around obtaining value and must follow its own disposal and procurement rules. Disposals may be marketed openly, offered through a development partner process or tendered. Land to Homes responds to opportunities where the terms suit, following the process the council sets.

Who applies for grant funding for affordable homes?

Usually the housing association or council, because public grant for affordable housing is normally paid to them under programmes run by Homes England, the Greater London Authority, the Welsh Government, the Scottish Government or, in Northern Ireland, the Housing Executive's Social Housing Development Programme. We plan schemes with the relevant funding conditions in mind.

Can I register for new homes in Elgin?

Yes. Registering for Elgin is free and does not commit you to anything. There are no homes available yet; if we bring homes forward in or near Elgin, we will contact you.

Read more: Council and Housing Association Partnerships · Guide: How affordable and social homes are delivered across the UK

Council and Housing Partnerships elsewhere in Moray

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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