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New homes and housing · Cumbria

Council and Housing Partnerships in Whitehaven

How can councils and housing associations partner with us in Whitehaven?

If you are a council or housing association looking for new homes in Whitehaven, there are several ways to work with Land to Homes. We can sell you completed homes on a site we control, bring forward land for a scheme you will own, build on your land under a design and build contract, or deliver the affordable homes a planning agreement requires.

Newly completed terrace of two-storey affordable homes with small front gardensWhitehaven · CA28

Talk to us about a partnership

Tell us about your organisation and the homes you need.

Prefer to talk? Call 0800 088 6248.

  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

Registering for homes in Whitehaven

About 35 miles south-west of Carlisle, Whitehaven is part of our Cumbria coverage, centred on postcode district CA28. The nearest other places we cover are Workington (7 miles), Barrow-in-Furness (34 miles) and Penrith (34 miles). Whitehaven is part of England’s North West region.

Registrations for Whitehaven cover homes for private rent, one- and two-bedroom apartments and larger family homes. Planning in Whitehaven follows England’s rules: the National Planning Policy Framework sets national policy and the council’s Local Plan sets local policy.

Registering for Whitehaven is free and you can ask us to remove your details at any time.

How we work in Whitehaven

Clear agreements

Every partnership is set out in a written agreement covering the programme, specification, payment stages and handover.

Design and build

We design and build homes on land owned by a council or provider, to its specification and within its procurement rules.

Standards agreed up front

Provider design standards, space standards and energy targets are agreed at the start, so the homes are ready to transfer on completion.

Planning obligation homes

The affordable homes required by a Section 106, Section 75 or Section 76 agreement, designed with a provider and transferred on completion.

Planning and land rules in Whitehaven

In England, affordable housing on market developments in Whitehaven is normally secured through a Section 106 agreement, which sets the number, tenure and transfer of homes to a registered provider. Grant from Homes England can add further homes, and the 2026 to 2036 programme expects at least 60% of funded homes to be Social Rent. Land to Homes can supply land, design and build homes, or deliver completed homes for councils and housing associations.

In England, registered providers, including housing associations and for-profit providers, are regulated by the Regulator of Social Housing. Affordable homes are usually secured through Section 106 agreements, and grant is channelled through Homes England, or the Greater London Authority in London. Councils follow procurement rules and their legal duties on value when disposing of land or appointing partners.

Key rules in Whitehaven
National planning policyNational Planning Policy Framework (NPPF), revised August 2026, with national planning practice guidance
Land registrationHM Land Registry
How a sale becomes bindingA land sale becomes legally binding on exchange of contracts and finishes on completion, after which the buyer registers the title with HM Land Registry.
Developer contributionsSection 106 planning obligations, plus the Community Infrastructure Levy (CIL) where the council charges it

Common questions in Whitehaven

Can you build on land a council or housing association already owns?

Yes. Under a design and build arrangement, we design and construct homes on land the council or provider owns, to its specification and standards. Contracts follow the client's procurement rules, which may mean a framework, a tender or another compliant route. We discuss the approach early so the scheme fits the client's governance.

Can you help a community land trust or community-led group?

Potentially, yes. Community-led schemes often need land, planning and construction support, which is what we provide. The right structure depends on the group, the land and any funding available. We can discuss land options, a design and build arrangement or homes delivered within a wider scheme, with each party taking its own legal advice.

Who applies for grant funding for affordable homes?

Usually the housing association or council, because public grant for affordable housing is normally paid to them under programmes run by Homes England, the Greater London Authority, the Welsh Government, the Scottish Government or, in Northern Ireland, the Housing Executive's Social Housing Development Programme. We plan schemes with the relevant funding conditions in mind.

What are Section 106 affordable homes?

They are affordable homes a developer must provide under a Section 106 agreement attached to a planning permission in England or Wales. The agreement sets the number, tenure and often the transfer terms, and the homes are usually sold to a registered provider. Scotland uses Section 75 agreements and Northern Ireland uses Section 76 agreements for similar purposes.

Are there new homes available in Whitehaven now?

Not yet. Land to Homes has no homes available in Whitehaven at the moment. You can register your interest for Whitehaven, and we will contact you if we bring homes forward there or nearby.

Read more: Council and Housing Association Partnerships · Guide: How affordable and social homes are delivered across the UK

Council and Housing Partnerships elsewhere in Cumbria

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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