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New homes and housing · Cumbria

Council and Housing Partnerships in Penrith

How can councils and housing associations partner with us in Penrith?

If you are a council or housing association looking for new homes in Penrith, there are several ways to work with Land to Homes. We can sell you completed homes on a site we control, bring forward land for a scheme you will own, build on your land under a design and build contract, or deliver the affordable homes a planning agreement requires.

Three professionals reviewing housing scheme plans around an office tablePenrith · CA11

Talk to us about a partnership

Tell us about your organisation and the homes you need.

Prefer to talk? Call 0800 088 6248.

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  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
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Homes we plan around Penrith

We cover Penrith as part of Cumbria. It is about 18 miles south-east of Carlisle, around postcode district CA11. Nearby, we also cover Carlisle, Kendal and Workington, all within 32 miles. Penrith is in the North West region of England.

When you register for Penrith, you can choose one- and two-bedroom apartments, homes for private rent or accessible and adaptable homes. Planning in Penrith follows England’s rules: the National Planning Policy Framework sets national policy and the council’s Local Plan sets local policy.

Register for Penrith and we will contact you if we bring homes forward nearby.

How we work in Penrith

Package deals

We sell completed affordable homes on a site we control to a registered provider, with the mix, design and price agreed before construction starts.

Funding conditions in mind

We plan schemes around the conditions of the relevant funding programme, although grant is applied for and held by the council or provider.

Standards agreed up front

Provider design standards, space standards and energy targets are agreed at the start, so the homes are ready to transfer on completion.

Design and build

We design and build homes on land owned by a council or provider, to its specification and within its procurement rules.

Planning in Penrith: the English rules

In England, affordable housing on market developments in Penrith is normally secured through a Section 106 agreement, which sets the number, tenure and transfer of homes to a registered provider. Grant from Homes England can add further homes, and the 2026 to 2036 programme expects at least 60% of funded homes to be Social Rent. Land to Homes can supply land, design and build homes, or deliver completed homes for councils and housing associations.

In England, registered providers, including housing associations and for-profit providers, are regulated by the Regulator of Social Housing. Affordable homes are usually secured through Section 106 agreements, and grant is channelled through Homes England, or the Greater London Authority in London. Councils follow procurement rules and their legal duties on value when disposing of land or appointing partners.

Key rules in Penrith
Local planning documentLocal Plan
Who decides applicationsThe local planning authority, usually the district, borough, city or unitary council (or a national park authority)
Land transaction tax (paid by the buyer)Stamp Duty Land Tax (SDLT)
How a sale becomes bindingA land sale becomes legally binding on exchange of contracts and finishes on completion, after which the buyer registers the title with HM Land Registry.

Your questions answered for Penrith

Can you help a community land trust or community-led group?

Potentially, yes. Community-led schemes often need land, planning and construction support, which is what we provide. The right structure depends on the group, the land and any funding available. We can discuss land options, a design and build arrangement or homes delivered within a wider scheme, with each party taking its own legal advice.

How do council land disposals work?

When a council sells or leases land for housing, it usually has legal duties around obtaining value and must follow its own disposal and procurement rules. Disposals may be marketed openly, offered through a development partner process or tendered. Land to Homes responds to opportunities where the terms suit, following the process the council sets.

What is a land-led scheme?

A land-led scheme is one where land is secured and a scheme is planned around a provider's needs, rather than the provider buying a share of homes within a market-led development. It can allow a higher proportion of affordable homes, or a fully affordable scheme, where planning policy and funding support it.

Who applies for grant funding for affordable homes?

Usually the housing association or council, because public grant for affordable housing is normally paid to them under programmes run by Homes England, the Greater London Authority, the Welsh Government, the Scottish Government or, in Northern Ireland, the Housing Executive's Social Housing Development Programme. We plan schemes with the relevant funding conditions in mind.

Are there new homes available in Penrith now?

Not yet. Land to Homes has no homes available in Penrith at the moment. You can register your interest for Penrith, and we will contact you if we bring homes forward there or nearby.

Read more: Council and Housing Association Partnerships · Guide: How affordable and social homes are delivered across the UK

Council and Housing Partnerships elsewhere in Cumbria

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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