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New homes and housing · Cumbria

Council and Housing Partnerships in Workington

How can councils and housing associations partner with us in Workington?

Land to Homes is open to partnerships with councils, housing associations and other registered providers in Workington and across the UK, to add to the supply of affordable and social homes. We bring land, planning and construction; our partners bring local knowledge, housing management and, where available, public grant. The aim is a scheme that meets local need and the landlord's standards.

Three professionals reviewing housing scheme plans around an office tableWorkington · CA14

Talk to us about a partnership

Tell us about your organisation and the homes you need.

Prefer to talk? Call 0800 088 6248.

  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

New homes around Workington

In Cumbria, Workington lies about 30 miles south-west of Carlisle; its central postcode district is CA14. Close by, our coverage also takes in Whitehaven, Carlisle and Penrith. Within England, Workington falls in the North West region.

People registering interest around Workington can tell us whether they want homes for shared ownership, larger family homes or one- and two-bedroom apartments. As Workington is in England, applications are judged against the National Planning Policy Framework, and the buyer of land pays Stamp Duty Land Tax (SDLT).

Registering for Workington is free and you can ask us to remove your details at any time.

Our approach in Workington

Standards agreed up front

Provider design standards, space standards and energy targets are agreed at the start, so the homes are ready to transfer on completion.

Package deals

We sell completed affordable homes on a site we control to a registered provider, with the mix, design and price agreed before construction starts.

Clear agreements

Every partnership is set out in a written agreement covering the programme, specification, payment stages and handover.

Land-led schemes

We bring forward land for a scheme the provider will own, which can be fully affordable where planning policy and funding allow.

Rules that apply in Workington

Councils and housing associations around Workington can bid for grant through Homes England's Social and Affordable Homes Programme, which funds Social Rent, Affordable Rent at up to 80% of market rent, and shared ownership. Landlords of the rented homes must be registered with the Regulator of Social Housing. National policy also expects local plans to set a minimum Social Rent proportion for major development. Land to Homes is ready to discuss sites, partnership and delivery.

In England, registered providers, including housing associations and for-profit providers, are regulated by the Regulator of Social Housing. Affordable homes are usually secured through Section 106 agreements, and grant is channelled through Homes England, or the Greater London Authority in London. Councils follow procurement rules and their legal duties on value when disposing of land or appointing partners.

Key rules in Workington
National planning policyNational Planning Policy Framework (NPPF), revised August 2026, with national planning practice guidance
Who decides applicationsThe local planning authority, usually the district, borough, city or unitary council (or a national park authority)
Land transaction tax (paid by the buyer)Stamp Duty Land Tax (SDLT)
Land registrationHM Land Registry

Common questions in Workington

What is a land-led scheme?

A land-led scheme is one where land is secured and a scheme is planned around a provider's needs, rather than the provider buying a share of homes within a market-led development. It can allow a higher proportion of affordable homes, or a fully affordable scheme, where planning policy and funding support it.

Can you build on land a council or housing association already owns?

Yes. Under a design and build arrangement, we design and construct homes on land the council or provider owns, to its specification and standards. Contracts follow the client's procurement rules, which may mean a framework, a tender or another compliant route. We discuss the approach early so the scheme fits the client's governance.

Who applies for grant funding for affordable homes?

Usually the housing association or council, because public grant for affordable housing is normally paid to them under programmes run by Homes England, the Greater London Authority, the Welsh Government, the Scottish Government or, in Northern Ireland, the Housing Executive's Social Housing Development Programme. We plan schemes with the relevant funding conditions in mind.

What are Section 106 affordable homes?

They are affordable homes a developer must provide under a Section 106 agreement attached to a planning permission in England or Wales. The agreement sets the number, tenure and often the transfer terms, and the homes are usually sold to a registered provider. Scotland uses Section 75 agreements and Northern Ireland uses Section 76 agreements for similar purposes.

Are there new homes available in Workington now?

Not yet. Land to Homes has no homes available in Workington at the moment. You can register your interest for Workington, and we will contact you if we bring homes forward there or nearby.

Read more: Council and Housing Association Partnerships · Guide: How affordable and social homes are delivered across the UK

Council and Housing Partnerships elsewhere in Cumbria

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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