Land and new homes in Moray
In Moray, Land to Homes works with landowners who want to sell, option or promote land for housing, and with councils and housing associations on affordable homes. We manage planning and building on the sites we take forward, and people looking for a home can register their interest.
MorayFree site appraisal
Tell us about your land and we will call you back. No cost, no obligation.
Prefer to talk? Call 0800 088 6248.
- Free site appraisalNo cost, no obligation
- Legal fees coveredReasonable fees, on options and promotion
- Nothing to pay upfrontOn promotion: we fund planning
- Direct purchaseSuitable sites, with or without planning
- UK-wideEngland, Wales, Scotland and NI
Where we work in Moray
We cover 3 places across Moray: Elgin is the main one, alongside Buckie and Forres. Neighbouring areas we also cover include Aberdeen & Aberdeenshire, Highlands & Islands and Angus & Dundee.
In and around Moray, the land we appraise ranges from large and long rear gardens to fields put forward or allocated in the local plan, including land behind street frontages. Because Moray is in Scotland, land titles are registered with Registers of Scotland (Land Register of Scotland) and transfers attract Land and Buildings Transaction Tax (LBTT).
If you own land near Moray, the first step is a free, no-obligation appraisal.
Services in Moray
For landowners
- Sell Land for Development in Moray
- Sell Land with Planning Permission in Moray
- Sell Land Without Planning in Moray
- Land Option Agreements in Moray
- Land Promotion Agreements in Moray
- Landowner Joint Ventures in Moray
- Sell Garden Land and Backland in Moray
- Sell Farmland and Paddocks in Moray
- Sell Brownfield Land in Moray
- Sell an Infill Plot in Moray
- Land Assembly and Access in Moray
- Free Site Appraisal in Moray
- Sell a Building for Conversion in Moray
Planning, design and build
- Planning Permission and Strategy in Moray
- Architecture and Masterplanning in Moray
- New Home Construction in Moray
- Serviced Plots for Self-Build in Moray
New homes and housing
- New-Build Homes for Sale in Moray
- New Homes to Rent in Moray
- Affordable Housing in Moray
- Social Housing in Moray
- Council and Housing Partnerships in Moray
Funders and partners
The Scottish system, as it applies in Moray
Planning obligations in Scotland are made under Section 75 of the Town and Country Planning (Scotland) Act 1997 and can cover affordable housing and infrastructure. Once registered against the title, they can bind future owners. Under NPF4, national and major developments must also leave biodiversity in a demonstrably better state. These costs shape what development land near Moray is worth, which is why our free appraisal explains them before any offer or promotion terms are agreed.
Affordable homes in Moray are mainly funded through the Scottish Government's Affordable Housing Supply Programme, with councils and registered social landlords building them. Councils set local investment priorities in their Strategic Housing Investment Plans. On private developments, Local Development Plans often require an affordable housing contribution, secured through a Section 75 agreement. Land to Homes can bring forward land and deliver homes for councils and housing associations.
| National planning policy | National Planning Framework 4 (NPF4), which forms part of the statutory development plan |
|---|---|
| Local planning document | Local Development Plan (LDP) |
| Who decides applications | The council as planning authority (or a national park authority in its area) |
| In-principle consent | Planning permission in principle (PPP), followed by approval of matters specified in conditions |
| Land transaction tax (paid by the buyer) | Land and Buildings Transaction Tax (LBTT) |
| Land registration | Registers of Scotland (Land Register of Scotland) |
| How a sale becomes binding | Land sales are concluded through missives, formal letters exchanged between solicitors that become a binding contract once concluded, followed by settlement on the date of entry and registration in the Land Register of Scotland. |
| Developer contributions | Section 75 planning obligations, with Section 69 agreements sometimes used for simple one-off payments |
Questions about Land and homes in Moray
Will I have to pay anything upfront?
Not on a promotion agreement. We fund the planning work, and those costs are only recovered from the sale proceeds if the land sells with planning permission. You will still need your own solicitor, but on option and promotion agreements we pay your reasonable legal fees, with the amount agreed in the heads of terms.
Is the site appraisal really free?
Yes. Our site appraisal is free and carries no obligation. It covers access, planning policy, likely constraints and an indicative number of homes, and we talk you through the routes open to you. You do not have to agree to anything afterwards, and we will tell you plainly if the land is not suitable for us.
How do I sell land for development?
Start with an appraisal of what the land could take and the routes open to you: a direct sale, an option agreement or a promotion agreement. Then take independent advice from a solicitor and, ideally, a land agent before agreeing heads of terms. Land to Homes offers a free, no-obligation site appraisal and explains each route in writing.
Do you buy land directly?
Yes, on suitable sites. We can buy land directly, with or without planning permission and with no onward chain, subject to survey, title and contract. Whether a direct purchase suits you depends on the site and on whether you would rather have certainty now or wait for planning to change what the land is worth.
Is Moray an area you cover for land?
Yes, we cover land across Moray, including Buckie, Elgin and Forres. Where a site suits us we can buy it directly, or set up an option or promotion agreement. On promotion there is nothing to pay upfront.