Social Housing in Moray
If you need a social rent home in Moray, apply to the council's housing register or to housing associations working in the area, not to a developer. They assess need and decide who is offered each home. Land to Homes builds new social homes for those landlords to own and manage, which adds to the supply they can allocate.
MorayRegister your interest
Tell us where you want to live and what you need. Free, no obligation.
Registering interest is not a housing application. Social and affordable homes are allocated by councils and housing providers through their own lists.
Prefer to talk? Call 0800 088 6248.
- Free to registerNo fees, no deposit, no obligation
- Hear firstIf homes are released near you
- Affordable homesWith councils and housing associations
- Clear informationTenure, specification and warranty
- UK-wideEngland, Wales, Scotland and NI
Registering for homes in Moray
Across Moray, we cover Elgin and 2 other towns, among them Forres and Buckie. Next door, we also cover Aberdeen & Aberdeenshire, Highlands & Islands and Angus & Dundee.
Registrations for Moray cover homes for first-time buyers, one- and two-bedroom apartments and accessible and adaptable homes. Because Moray is in Scotland, land titles are registered with Registers of Scotland (Land Register of Scotland) and transfers attract Land and Buildings Transaction Tax (LBTT).
Register for Moray and we will contact you if we bring homes forward nearby.
How we work in Moray
Part of mixed schemes
Social rent homes are often the affordable housing element of a larger development, secured through a planning obligation agreed with the council.
We do not allocate homes
Allocations are made by councils and housing providers through their own lists and policies. We cannot add anyone to a list or influence who is offered a home.
Homes for social landlords
We plan and build social rent homes for councils and housing associations to own, manage and let to households from their lists.
Homes for the long term
Homes are designed for long-term letting, with durable materials, practical layouts and running costs for tenants kept in mind.
Rules that apply in Moray
For councils and housing associations planning homes in Moray, Scottish delivery centres on the council's Strategic Housing Investment Plan, grant from the Affordable Housing Supply Programme and, on private sites, affordable housing secured through Section 75 agreements under NPF4 and the Local Development Plan. Land to Homes can bring forward land with or without planning, or build homes for transfer to a registered social landlord.
In Scotland, social homes are let by councils and registered social landlords regulated by the Scottish Housing Regulator, usually on a Scottish secure tenancy. Many areas run common housing registers. New social rent homes are largely funded through the Affordable Housing Supply Programme, and planning contributions can be secured through Section 75 agreements.
| National planning policy | National Planning Framework 4 (NPF4), which forms part of the statutory development plan |
|---|---|
| Local planning document | Local Development Plan (LDP) |
| Who decides applications | The council as planning authority (or a national park authority in its area) |
| In-principle consent | Planning permission in principle (PPP), followed by approval of matters specified in conditions |
| Land transaction tax (paid by the buyer) | Land and Buildings Transaction Tax (LBTT) |
| Land registration | Registers of Scotland (Land Register of Scotland) |
| How a sale becomes binding | Land sales are concluded through missives, formal letters exchanged between solicitors that become a binding contract once concluded, followed by settlement on the date of entry and registration in the Land Register of Scotland. |
| Developer contributions | Section 75 planning obligations, with Section 69 agreements sometimes used for simple one-off payments |
Your questions answered for Moray
Who owns and manages new social homes?
A council or a housing association, often called a registered provider in England and a registered social landlord in Wales and Scotland. The landlord sets the rent within the rules that apply, handles repairs and manages tenancies. A developer such as Land to Homes builds the homes and transfers them, but does not manage them as a social landlord.
What tenancy do social housing tenants get?
It depends on the nation and the landlord. Council and housing association tenants in England usually have secure or assured tenancies, Wales uses secure occupation contracts, Scotland uses the Scottish secure tenancy and Northern Ireland has its own secure tenancy arrangements. Some landlords start new tenants on an introductory or starter tenancy first.
How is social housing allocated?
Councils and housing associations allocate social homes using published allocation policies that give priority to households in housing need, such as people who are homeless, overcrowded or living in unsuitable housing. Many areas use a shared register or choice-based lettings, where applicants bid for advertised homes. The details vary by council and by nation.
What is the difference between social housing and affordable housing?
Social housing usually means low-cost rented homes let by councils and housing associations at social rents. Affordable housing is a wider term that also includes affordable rent, shared ownership, discounted sale and, in Scotland, mid-market rent. All social housing is affordable housing, but not all affordable housing is social housing.
Are there new homes available in Moray now?
Not yet. Land to Homes has no homes available in Moray at the moment. You can register your interest for Moray, and we will contact you if we bring homes forward there or nearby.
Read more: Social Housing · Guide: Renting a new-build home: tenancy rules in England, Wales, Scotland and NI