Funding and Investment Partners in Peterhead

Working together in Peterhead

Peterhead sits about 27 miles north-east of Aberdeen in Aberdeen & Aberdeenshire, in the AB42 postcode district. The nearest other places we cover are Fraserburgh (15 miles), Inverurie (26 miles) and Aberdeen (27 miles).

Around Peterhead, we can talk to partners about forward-funded build to rent, social rent homes and land-led schemes with a housing partner. In Scotland, where Peterhead sits, planning decisions are made by the council as planning authority (or a national park authority in its area).

Tell us about the opportunity near Peterhead and the right person will call you back.

What you get in Peterhead

No money from the public

We do not take deposits, loans or investment from members of the public. Funding is discussed privately with lenders, institutions and landowners only.

Forward funding and purchase

For build to rent and affordable homes, we discuss forward funding and forward purchase structures with institutional and registered provider partners.

Equity partners

Institutional partners can discuss forward funding or forward purchase of specific schemes, agreed privately and documented by each party's own advisers.

Landowner co-investment

A landowner can keep an interest in their land through a joint venture rather than selling outright, with the terms set out in a written agreement.

The Scottish system, as it applies in Peterhead

Land sales in Scotland are concluded through missives, an exchange of formal letters between solicitors. Once missives are concluded they form a binding contract, and the buyer takes entry at settlement, then registers the title with Registers of Scotland. For land near Peterhead, missives can be made conditional on planning permission in principle, so the sale only proceeds if consent is secured. The buyer pays Land and Buildings Transaction Tax to Revenue Scotland.

In Scotland, land transactions attract Land and Buildings Transaction Tax, and lenders take a standard security registered with Registers of Scotland rather than a legal charge. Contracts are concluded through missives, and planning obligations are secured by Section 75 agreements. Scottish property law differs from English law, so partners need Scottish legal advice.

Key rules in Peterhead
Who decides applications	The council as planning authority (or a national park authority in its area)
In-principle consent	Planning permission in principle (PPP), followed by approval of matters specified in conditions
Land registration	Registers of Scotland (Land Register of Scotland)
Developer contributions	Section 75 planning obligations, with Section 69 agreements sometimes used for simple one-off payments

Questions about Funding and Investment Partners in Peterhead

How can a landowner co-invest in a development?

Instead of selling outright, a landowner can put land into a joint venture with a developer, agreeing how costs, decisions and proceeds are shared. This can suit landowners who want a longer-term involvement. It carries more risk than a sale, so independent legal, tax and financial advice is essential before agreeing any terms.

How is forward purchase different from forward funding?

With forward funding, the investor pays for the land and construction as the scheme is built. With forward purchase, the investor commits to buy the completed homes, but the developer arranges construction finance in the meantime. The choice affects risk, cost and timing for both parties, so each takes its own advice before agreeing terms.

What types of funding do residential developments use?

Typically a mix of senior development debt, sometimes mezzanine debt, and equity from the developer and its partners. Build to rent and affordable homes may use forward funding or forward purchase by an institution or registered provider. Landowners can also contribute land through a joint venture. The right structure depends on the scheme, and each party takes independent advice.

Do public bodies fund housing development?

Public bodies support housing delivery in each nation, for example Homes England, the government's housing and regeneration agency in England, and the Development Bank of Wales, which offers property development lending. Grant for affordable housing usually goes to councils and registered providers rather than developers. We describe these bodies for context; each has its own criteria.

Do you work with partners on schemes in Peterhead?

Yes. We discuss schemes in Peterhead and elsewhere in Aberdeen & Aberdeenshire, including Fraserburgh, Inverurie and Stonehaven privately with professional partners. Nothing on this website is an offer or invitation to invest.