Funding and Investment Partners in Aberdeen & Aberdeenshire

Partnerships around Aberdeen & Aberdeenshire

Our Aberdeen & Aberdeenshire coverage takes in 5 towns and cities, centred on Aberdeen and including Fraserburgh, Stonehaven and Inverurie. Neighbouring areas we also cover include Moray, Angus & Dundee and Perth & Kinross.

Partnerships we can discuss around Aberdeen & Aberdeenshire include design and build for a registered provider, Section 106 affordable homes and forward-funded build to rent. Because Aberdeen & Aberdeenshire is in Scotland, land titles are registered with Registers of Scotland (Land Register of Scotland) and transfers attract Land and Buildings Transaction Tax (LBTT).

Tell us about the opportunity near Aberdeen & Aberdeenshire and the right person will call you back.

Our approach in Aberdeen & Aberdeenshire

Forward funding and purchase

For build to rent and affordable homes, we discuss forward funding and forward purchase structures with institutional and registered provider partners.

Not an offer to invest

Nothing on this site is an offer or invitation to invest, and nothing here is regulated investment advice, a recommendation or a solicitation.

Development lenders

We discuss senior and mezzanine development finance with lenders on a site-by-site basis, with security and terms agreed through each party's solicitors.

Equity partners

Institutional partners can discuss forward funding or forward purchase of specific schemes, agreed privately and documented by each party's own advisers.

Planning in Aberdeen & Aberdeenshire: the Scottish rules

Planning obligations in Scotland are made under Section 75 of the Town and Country Planning (Scotland) Act 1997 and can cover affordable housing and infrastructure. Once registered against the title, they can bind future owners. Under NPF4, national and major developments must also leave biodiversity in a demonstrably better state. These costs shape what development land near Aberdeen & Aberdeenshire is worth, which is why our free appraisal explains them before any offer or promotion terms are agreed.

In Scotland, land transactions attract Land and Buildings Transaction Tax, and lenders take a standard security registered with Registers of Scotland rather than a legal charge. Contracts are concluded through missives, and planning obligations are secured by Section 75 agreements. Scottish property law differs from English law, so partners need Scottish legal advice.

Key rules in Aberdeen & Aberdeenshire
National planning policy	National Planning Framework 4 (NPF4), which forms part of the statutory development plan
Local planning document	Local Development Plan (LDP)
Who decides applications	The council as planning authority (or a national park authority in its area)
In-principle consent	Planning permission in principle (PPP), followed by approval of matters specified in conditions
Land transaction tax (paid by the buyer)	Land and Buildings Transaction Tax (LBTT)
Land registration	Registers of Scotland (Land Register of Scotland)
How a sale becomes binding	Land sales are concluded through missives, formal letters exchanged between solicitors that become a binding contract once concluded, followed by settlement on the date of entry and registration in the Land Register of Scotland.
Developer contributions	Section 75 planning obligations, with Section 69 agreements sometimes used for simple one-off payments

Funding and Investment Partners in Aberdeen & Aberdeenshire: questions

Can I invest in Land to Homes?

Nothing on this site is an offer or invitation to invest, and we do not take investment, loans or deposits from members of the public. We discuss funding privately with development lenders and institutional partners on specific schemes. If you are a professional party with an interest in residential development, you can contact us to start a conversation.

What types of funding do residential developments use?

Typically a mix of senior development debt, sometimes mezzanine debt, and equity from the developer and its partners. Build to rent and affordable homes may use forward funding or forward purchase by an institution or registered provider. Landowners can also contribute land through a joint venture. The right structure depends on the scheme, and each party takes independent advice.

How is forward purchase different from forward funding?

With forward funding, the investor pays for the land and construction as the scheme is built. With forward purchase, the investor commits to buy the completed homes, but the developer arranges construction finance in the meantime. The choice affects risk, cost and timing for both parties, so each takes its own advice before agreeing terms.

How can a landowner co-invest in a development?

Instead of selling outright, a landowner can put land into a joint venture with a developer, agreeing how costs, decisions and proceeds are shared. This can suit landowners who want a longer-term involvement. It carries more risk than a sale, so independent legal, tax and financial advice is essential before agreeing any terms.

Do you work with partners on schemes in Aberdeen & Aberdeenshire?

Yes. We discuss schemes across Aberdeen & Aberdeenshire, including Peterhead, Stonehaven and Fraserburgh privately with professional partners. Nothing on this website is an offer or invitation to invest.