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Funders and partners · Scotland

Build to Rent Partnerships in Highlands & Islands

How do build to rent partnerships work in Highlands & Islands?

Land to Homes plans build to rent schemes in Highlands & Islands with the long-term landlord in mind. That means durable specifications, efficient management, a mix of homes that suits local renters and, where planning policy requires it, an affordable element such as affordable private rent in England. We work through forward funding or forward purchase with institutional and registered provider partners.

Three professionals reviewing housing scheme plans around an office tableHighlands & Islands

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Tell us about your organisation or opportunity and we will call you back.

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  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

Schemes around Highlands & Islands

Across Highlands & Islands, we cover Inverness and 5 other towns, among them Kirkwall, Thurso and Stornoway. If your land is near a boundary, we also cover Moray, Aberdeen & Aberdeenshire and Angus & Dundee.

Typical partnership structures for Highlands & Islands: council land brought forward for homes, joint ventures with landowners and Section 106 affordable homes. Planning in Highlands & Islands follows Scotland’s rules: National Planning Framework 4 sets national policy and the council’s Local Development Plan sets local policy.

Tell us about the opportunity near Highlands & Islands and the right person will call you back.

Why work with Land to Homes in Highlands & Islands

Management in mind

Bin stores, parking, cycle storage, parcel rooms and plant are designed for efficient day-to-day management and low maintenance.

Not an offer to invest

Nothing here is an offer or invitation to invest. Arrangements are agreed privately with professional partners, each taking its own advice.

Forward funding

The partner acquires the site and funds construction in stages, with Land to Homes delivering the scheme under a development agreement.

Houses or apartments

Single-family rental houses on suburban sites or apartments in towns, depending on the site, the planning context and the partner's requirements.

Planning and land rules in Highlands & Islands

For councils and housing associations planning homes in Highlands & Islands, Scottish delivery centres on the council's Strategic Housing Investment Plan, grant from the Affordable Housing Supply Programme and, on private sites, affordable housing secured through Section 75 agreements under NPF4 and the Local Development Plan. Land to Homes can bring forward land with or without planning, or build homes for transfer to a registered social landlord.

In Scotland, build to rent homes are let on private residential tenancies, and landlords must register with the council. The Housing (Scotland) Act 2025 allows rent control areas, with exemptions for qualifying build to rent and mid-market rent properties. Land and Buildings Transaction Tax applies, and planning obligations are secured through Section 75 agreements.

Key rules in Highlands & Islands
National planning policyNational Planning Framework 4 (NPF4), which forms part of the statutory development plan
Local planning documentLocal Development Plan (LDP)
Who decides applicationsThe council as planning authority (or a national park authority in its area)
In-principle consentPlanning permission in principle (PPP), followed by approval of matters specified in conditions
Land transaction tax (paid by the buyer)Land and Buildings Transaction Tax (LBTT)
Land registrationRegisters of Scotland (Land Register of Scotland)
How a sale becomes bindingLand sales are concluded through missives, formal letters exchanged between solicitors that become a binding contract once concluded, followed by settlement on the date of entry and registration in the Land Register of Scotland.
Developer contributionsSection 75 planning obligations, with Section 69 agreements sometimes used for simple one-off payments

Your questions answered for Highlands & Islands

What is the difference between forward funding and forward purchase?

With forward funding, the partner buys the site and pays for construction in stages as the scheme is built. With forward purchase, the partner agrees to buy the finished homes on completion, while the developer arranges construction finance in the meantime. The structures share risk differently, so each party takes its own legal and tax advice.

How do tenancy rules affect build to rent?

Build to rent homes are let under the private tenancy law of each nation. In England, most new private tenancies are assured periodic tenancies under the Renters' Rights Act 2025. Wales uses occupation contracts, Scotland the private residential tenancy and Northern Ireland the Private Tenancies Order regime. Schemes are planned with these rules in mind.

Is this an investment opportunity?

No. Nothing on this site is an offer or invitation to invest, and we do not take money from members of the public. Build to rent partnerships are agreed privately with institutions, registered providers and other professional parties, each relying on its own advisers and due diligence. We do not publish projected profits or performance figures.

Can registered providers take on build to rent homes?

Yes. Registered providers can acquire rental homes through forward purchase or package deals, including homes for social rent, affordable rent, mid-market rent or market rent, depending on the nation and their own objectives. We discuss schemes with providers and plan them around the provider's standards and funding conditions.

Can we discuss a partnership in Highlands & Islands?

We are happy to talk about specific opportunities across Highlands & Islands, including Fort William, Stornoway and Lerwick. Conversations are private and every arrangement is documented by each party’s own advisers. Nothing here is an invitation to invest.

Read more: Build to Rent Partnerships · Guide: Renting a new-build home: tenancy rules in England, Wales, Scotland and NI

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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