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Funders and partners · Highlands & Islands

Build to Rent Partnerships in Thurso

How do build to rent partnerships work in Thurso?

Build to rent partnerships in Thurso are arrangements where homes are designed and built specifically for renting and owned long term by an institution or registered provider. Land to Homes brings land, planning and construction, and discusses forward funding, where the partner funds the build, or forward purchase, where the partner commits to buy the finished homes. This is not an offer to invest.

Aerial view of a housing site with plots at different build stages and a site compoundThurso · KW14

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  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

Working together in Thurso

In Highlands & Islands, Thurso lies about 81 miles north of Inverness; its central postcode district is KW14. Close by, our coverage also takes in Kirkwall, Elgin and Buckie.

Around Thurso, we can talk to partners about social rent homes, Section 106 affordable homes and mixed-tenure developments. In Scotland, where Thurso sits, planning decisions are made by the council as planning authority (or a national park authority in its area).

Tell us about the opportunity near Thurso and the right person will call you back.

Our approach in Thurso

Forward purchase

The partner commits to buy the completed homes, while construction is financed separately until the scheme reaches practical completion.

Forward funding

The partner acquires the site and funds construction in stages, with Land to Homes delivering the scheme under a development agreement.

Designed for renting

Layouts, storage, specifications and amenities are chosen for long-term letting and management, rather than adapted from homes designed for sale.

Nation-aware tenancies

Each nation has its own tenancy law, and schemes are planned with the rules that will apply to tenants and landlords in mind.

Planning in Thurso: the Scottish rules

For councils and housing associations planning homes in Thurso, Scottish delivery centres on the council's Strategic Housing Investment Plan, grant from the Affordable Housing Supply Programme and, on private sites, affordable housing secured through Section 75 agreements under NPF4 and the Local Development Plan. Land to Homes can bring forward land with or without planning, or build homes for transfer to a registered social landlord.

In Scotland, build to rent homes are let on private residential tenancies, and landlords must register with the council. The Housing (Scotland) Act 2025 allows rent control areas, with exemptions for qualifying build to rent and mid-market rent properties. Land and Buildings Transaction Tax applies, and planning obligations are secured through Section 75 agreements.

Key rules in Thurso
National planning policyNational Planning Framework 4 (NPF4), which forms part of the statutory development plan
Who decides applicationsThe council as planning authority (or a national park authority in its area)
In-principle consentPlanning permission in principle (PPP), followed by approval of matters specified in conditions
Land transaction tax (paid by the buyer)Land and Buildings Transaction Tax (LBTT)

Your questions answered for Thurso

What is the difference between forward funding and forward purchase?

With forward funding, the partner buys the site and pays for construction in stages as the scheme is built. With forward purchase, the partner agrees to buy the finished homes on completion, while the developer arranges construction finance in the meantime. The structures share risk differently, so each party takes its own legal and tax advice.

Is this an investment opportunity?

No. Nothing on this site is an offer or invitation to invest, and we do not take money from members of the public. Build to rent partnerships are agreed privately with institutions, registered providers and other professional parties, each relying on its own advisers and due diligence. We do not publish projected profits or performance figures.

What is build to rent?

Build to rent is housing designed and built specifically for renting, held in single ownership and professionally managed. It can take the form of apartment blocks or single-family houses. Homes are let directly by the owner or its operator rather than sold, and schemes often include on-site management and shared facilities for residents.

Are build to rent homes exempt from rent control in Scotland?

The Housing (Scotland) Act 2025 allows rent control areas to be designated, and regulations exempt qualifying build to rent and mid-market rent properties from rent control area restrictions, subject to conditions. Other rent rules for private residential tenancies still apply. The rules are detailed and may change, so partners should take Scottish legal advice on any scheme.

Can we discuss a partnership in Thurso?

We are happy to talk about specific opportunities in Thurso and elsewhere in Highlands & Islands, including Lerwick, Kirkwall and Stornoway. Conversations are private and every arrangement is documented by each party’s own advisers. Nothing here is an invitation to invest.

Read more: Build to Rent Partnerships · Guide: Renting a new-build home: tenancy rules in England, Wales, Scotland and NI

Build to Rent Partnerships elsewhere in Highlands & Islands

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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