Part of the S&K Group · Land, planning and new homesEngland · Wales · Scotland · Northern Ireland0800 088 6248
Land to Homes emblem: two house roofs over green fieldsLANDTOHOMES
Essex · England

Land and new homes in Loughton

What does Land to Homes do in Loughton?

Land to Homes buys land and partners with landowners in Loughton, then takes suitable sites through planning, design and construction to new homes for sale, for rent and for affordable housing. Landowners start with a free site appraisal; home seekers can register their interest.

Landowner and surveyor at a wooden field gate looking over a paddock behind town gardensLoughton · IG10

Free site appraisal

Tell us about your land and we will call you back. No cost, no obligation.

Prefer to talk? Call 0800 088 6248.

  • Free site appraisalNo cost, no obligation
  • Legal fees coveredReasonable fees, on options and promotion
  • Nothing to pay upfrontOn promotion: we fund planning
  • Direct purchaseSuitable sites, with or without planning
  • UK-wideEngland, Wales, Scotland and NI

Loughton at a glance

Loughton sits about 29 miles west of Southend-on-Sea in Essex, in the IG10 postcode district. Nearby, we also cover Chingford, Woodford Green and Waltham Abbey, all within 4 miles. Within England, Loughton falls in the East of England region.

Around Loughton we look at land behind street frontages, land that already has planning permission and backland plots with a workable access. Because Loughton is in England, land titles are registered with HM Land Registry and transfers attract Stamp Duty Land Tax (SDLT).

Send us a postcode in or near IG10 and we will start with a free desktop appraisal.

Services in Loughton

For landowners

Planning, design and build

New homes and housing

Funders and partners

Planning in Loughton: the English rules

Selling development land in Loughton usually starts with heads of terms, a short written summary of price, conditions and fees, before solicitors draft the contract. In England the sale becomes binding on exchange of contracts and finishes on completion, with the title then registered at HM Land Registry. The buyer normally pays Stamp Duty Land Tax. On option and promotion agreements with Land to Homes, your reasonable legal fees are covered, with the amount agreed in the heads of terms.

Affordable homes in Loughton are usually funded through a mix of Section 106 contributions from market schemes and grant from Homes England's Social and Affordable Homes Programme 2026 to 2036, or from the Greater London Authority in London. Registered providers, regulated by the Regulator of Social Housing, own and manage most of them. Land to Homes can bring forward land and build homes for councils and housing associations, including homes for Social Rent.

Key rules in Loughton
National planning policyNational Planning Policy Framework (NPPF), revised August 2026, with national planning practice guidance
Local planning documentLocal Plan
Land transaction tax (paid by the buyer)Stamp Duty Land Tax (SDLT)
Land registrationHM Land Registry
How a sale becomes bindingA land sale becomes legally binding on exchange of contracts and finishes on completion, after which the buyer registers the title with HM Land Registry.

Land and homes in Loughton: questions

Who decides who gets an affordable or social home?

Councils and housing associations, not developers. They set eligibility, usually based on income, housing need and sometimes a local connection, and allocate homes through their own lists or sales processes. In Northern Ireland, social homes are allocated through the Northern Ireland Housing Executive's common waiting list. Land to Homes does not allocate homes.

How do I sell land for development?

Start with an appraisal of what the land could take and the routes open to you: a direct sale, an option agreement or a promotion agreement. Then take independent advice from a solicitor and, ideally, a land agent before agreeing heads of terms. Land to Homes offers a free, no-obligation site appraisal and explains each route in writing.

Do I need my own solicitor to sell land?

Yes. Every landowner should have their own solicitor on a land sale or agreement, and many also use a land agent or chartered surveyor. On option and promotion agreements with Land to Homes, we pay your reasonable legal fees, with the amount agreed up front in the heads of terms before you instruct anyone.

Do you buy land directly?

Yes, on suitable sites. We can buy land directly, with or without planning permission and with no onward chain, subject to survey, title and contract. Whether a direct purchase suits you depends on the site and on whether you would rather have certainty now or wait for planning to change what the land is worth.

Is Loughton an area you cover for land?

Yes, we cover land in Loughton and elsewhere in Essex, including Witham, Rayleigh and Harwich. Where a site suits us we can buy it directly, or set up an option or promotion agreement. On promotion there is nothing to pay upfront.

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

CallFree appraisal