Affordable Housing in Kelso
If you are hoping to rent or buy an affordable home in Kelso, the first contact is usually the council or a housing association, not the developer. They decide who is eligible and who is offered each home. Developers such as Land to Homes deliver affordable homes, often secured through planning obligations, and hand them to a registered provider to manage or sell.
Kelso · TD5Register your interest
Tell us where you want to live and what you need. Free, no obligation.
Registering interest is not a housing application. Social and affordable homes are allocated by councils and housing providers through their own lists.
Prefer to talk? Call 0800 088 6248.
- Free to registerNo fees, no deposit, no obligation
- Hear firstIf homes are released near you
- Affordable homesWith councils and housing associations
- Clear informationTenure, specification and warranty
- UK-wideEngland, Wales, Scotland and NI
Homes we plan around Kelso
About 15 miles east of Galashiels, Kelso is part of our Scottish Borders coverage, centred on postcode district TD5. Galashiels is the closest neighbouring place we cover, at about 15 miles, followed by Hawick and Peebles.
When you register for Kelso, you can choose one- and two-bedroom apartments, homes for private rent or larger family homes. In Scotland, where Kelso sits, planning decisions are made by the council as planning authority (or a national park authority in its area).
Register for Kelso and we will contact you if we bring homes forward nearby.
Our approach in Kelso
Designed to fit in
We design affordable homes to sit alongside homes for sale and spread them through a scheme, so the tenures are hard to tell apart.
Every main tenure explained
Social rent, affordable rent, shared ownership, discounted market sale and their equivalents in each nation, explained in plain terms with who each one is for.
Help for landowners
We explain how affordable housing requirements affect what a site is worth, so landowners understand an offer rather than just receiving one.
Delivered through planning
Affordable homes are usually secured by a planning obligation, such as a Section 106 or Section 75 agreement, agreed with the council at planning stage.
Rules that apply in Kelso
Affordable homes in Kelso are mainly funded through the Scottish Government's Affordable Housing Supply Programme, with councils and registered social landlords building them. Councils set local investment priorities in their Strategic Housing Investment Plans. On private developments, Local Development Plans often require an affordable housing contribution, secured through a Section 75 agreement. Land to Homes can bring forward land and deliver homes for councils and housing associations.
In Scotland, affordable homes are funded through the Scottish Government's Affordable Housing Supply Programme, guided by each council's Strategic Housing Investment Plan, and are often secured through Section 75 agreements. Registered social landlords are regulated by the Scottish Housing Regulator. Tenures include social rent, mid-market rent and shared equity.
| Who decides applications | The council as planning authority (or a national park authority in its area) |
|---|---|
| In-principle consent | Planning permission in principle (PPP), followed by approval of matters specified in conditions |
| Land transaction tax (paid by the buyer) | Land and Buildings Transaction Tax (LBTT) |
| How a sale becomes binding | Land sales are concluded through missives, formal letters exchanged between solicitors that become a binding contract once concluded, followed by settlement on the date of entry and registration in the Land Register of Scotland. |
Questions about Affordable Housing in Kelso
Who decides if I am eligible for an affordable home?
The council, the housing association or other provider, and the rules of the particular scheme. Eligibility usually depends on household income, housing need and sometimes a local connection to the area. Land to Homes does not decide eligibility or allocate homes. If you are interested, contact your local council's housing team and housing associations working in the area.
What counts as affordable housing?
Affordable housing is housing for sale or rent for people whose needs are not met by the market, provided on terms set by planning policy. It typically includes social rent, affordable rent, shared ownership and discounted market sale. The exact definitions differ by nation: England's are in the National Planning Policy Framework, and Wales, Scotland and Northern Ireland set their own.
Can I register interest in an affordable home with Land to Homes?
Yes, but registering with us is not an application and does not affect eligibility. If a site we bring forward includes affordable homes, we will tell you which council or housing provider is responsible so you can apply through them. You should also register directly with your council and with housing associations in the area.
Does affordable housing reduce what my land is worth?
It usually affects value, because affordable homes are transferred to a provider for less than open market homes would sell for. The council's affordable housing policy, and other planning obligations, are among the costs a buyer allows for when valuing land. Our free site appraisal explains how these factors apply to your site.
Are there new homes available in Kelso now?
Not yet. Land to Homes has no homes available in Kelso at the moment. You can register your interest for Kelso, and we will contact you if we bring homes forward there or nearby.
Read more: Affordable Housing · Guide: Section 106 and affordable housing: what landowners should know