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New homes and housing · Scottish Borders

Council and Housing Partnerships in Kelso

How can councils and housing associations partner with us in Kelso?

Council and housing association partnerships in Kelso are the arrangements through which a developer delivers new affordable homes for public and social landlords. Land to Homes offers package deals, land-led schemes, affordable homes secured through planning and design and build contracts for registered providers, and can bid for council land disposals where the terms suit. Each route is agreed in writing before work starts.

New three-storey low-rise apartment block with balconies and a communal gardenKelso · TD5

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New homes around Kelso

Kelso sits about 15 miles east of Galashiels in Scottish Borders, in the TD5 postcode district. The nearest other places we cover are Galashiels (15 miles), Hawick (18 miles) and Peebles (30 miles).

When you register for Kelso, you can choose larger family homes, homes for first-time buyers or homes for private rent. As Kelso is in Scotland, applications are judged against National Planning Framework 4, and the buyer of land pays Land and Buildings Transaction Tax (LBTT).

Register for Kelso and we will contact you if we bring homes forward nearby.

What we offer in Kelso

Funding conditions in mind

We plan schemes around the conditions of the relevant funding programme, although grant is applied for and held by the council or provider.

Standards agreed up front

Provider design standards, space standards and energy targets are agreed at the start, so the homes are ready to transfer on completion.

Clear agreements

Every partnership is set out in a written agreement covering the programme, specification, payment stages and handover.

Planning obligation homes

The affordable homes required by a Section 106, Section 75 or Section 76 agreement, designed with a provider and transferred on completion.

The Scottish system, as it applies in Kelso

Scotland's Affordable Housing Supply Programme has a national target for new affordable homes, most of them for social rent. Councils and registered social landlords around Kelso deliver most of these, mainly as new build, with registered social landlords regulated by the Scottish Housing Regulator. Land to Homes can supply sites, design and construction to help partners deliver, whether on land we bring forward or land a partner already owns.

In Scotland, councils and registered social landlords regulated by the Scottish Housing Regulator deliver affordable homes through the Affordable Housing Supply Programme, prioritised in each council's Strategic Housing Investment Plan. Developer contributions are secured through Section 75 agreements, and package deals for social and mid-market rent homes are one established route.

Key rules in Kelso
National planning policyNational Planning Framework 4 (NPF4), which forms part of the statutory development plan
Local planning documentLocal Development Plan (LDP)
Who decides applicationsThe council as planning authority (or a national park authority in its area)
How a sale becomes bindingLand sales are concluded through missives, formal letters exchanged between solicitors that become a binding contract once concluded, followed by settlement on the date of entry and registration in the Land Register of Scotland.

Common questions in Kelso

What are Section 106 affordable homes?

They are affordable homes a developer must provide under a Section 106 agreement attached to a planning permission in England or Wales. The agreement sets the number, tenure and often the transfer terms, and the homes are usually sold to a registered provider. Scotland uses Section 75 agreements and Northern Ireland uses Section 76 agreements for similar purposes.

Can you help a community land trust or community-led group?

Potentially, yes. Community-led schemes often need land, planning and construction support, which is what we provide. The right structure depends on the group, the land and any funding available. We can discuss land options, a design and build arrangement or homes delivered within a wider scheme, with each party taking its own legal advice.

What is a land-led scheme?

A land-led scheme is one where land is secured and a scheme is planned around a provider's needs, rather than the provider buying a share of homes within a market-led development. It can allow a higher proportion of affordable homes, or a fully affordable scheme, where planning policy and funding support it.

How do council land disposals work?

When a council sells or leases land for housing, it usually has legal duties around obtaining value and must follow its own disposal and procurement rules. Disposals may be marketed openly, offered through a development partner process or tendered. Land to Homes responds to opportunities where the terms suit, following the process the council sets.

Are there new homes available in Kelso now?

Not yet. Land to Homes has no homes available in Kelso at the moment. You can register your interest for Kelso, and we will contact you if we bring homes forward there or nearby.

Read more: Council and Housing Association Partnerships · Guide: How affordable and social homes are delivered across the UK

Council and Housing Partnerships elsewhere in Scottish Borders

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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