Affordable Housing in County Fermanagh
Affordable housing in County Fermanagh means homes for rent or sale offered below market levels to people whose needs are not met by the open market, such as social and affordable rent, shared ownership and discounted market sale. Land to Homes plans affordable homes into the sites it brings forward and works with councils and housing associations, which set eligibility and allocate the homes.
County FermanaghRegister your interest
Tell us where you want to live and what you need. Free, no obligation.
Registering interest is not a housing application. Social and affordable homes are allocated by councils and housing providers through their own lists.
Prefer to talk? Call 0800 088 6248.
- Free to registerNo fees, no deposit, no obligation
- Hear firstIf homes are released near you
- Affordable homesWith councils and housing associations
- Clear informationTenure, specification and warranty
- UK-wideEngland, Wales, Scotland and NI
Registering for homes in County Fermanagh
Our County Fermanagh coverage takes in 2 towns and cities, centred on Enniskillen and including Lisnaskea. Next door, we also cover County Tyrone, County Armagh and County Londonderry.
Registrations for County Fermanagh cover homes for private rent, homes for first-time buyers and accessible and adaptable homes. Because County Fermanagh is in Northern Ireland, land titles are registered with Land & Property Services (Land Registry and Registry of Deeds) and transfers attract Stamp Duty Land Tax (SDLT).
Register for County Fermanagh and we will contact you if we bring homes forward nearby.
What we offer in County Fermanagh
Every main tenure explained
Social rent, affordable rent, shared ownership, discounted market sale and their equivalents in each nation, explained in plain terms with who each one is for.
Register interest
You can register interest with us, and we will point you to the council or provider responsible if affordable homes come forward on one of our sites.
Eligibility set by others
Who can apply is set by the council, the housing provider and the scheme rules. We explain the process, but we do not decide eligibility or allocations.
Designed to fit in
We design affordable homes to sit alongside homes for sale and spread them through a scheme, so the tenures are hard to tell apart.
Rules that apply in County Fermanagh
In Northern Ireland, housing associations find sites and develop schemes under the Social Housing Development Programme, while the Housing Executive assesses housing need in areas such as County Fermanagh. Councils' Local Development Plans can also require affordable homes on private developments, secured through a Section 76 planning agreement. Land to Homes can supply land, design and construction, or deliver completed homes for transfer to a registered housing association.
In Northern Ireland, the Northern Ireland Housing Executive is the strategic housing authority and manages the Social Housing Development Programme, while housing associations regulated by the Department for Communities build and manage most new social homes. Affordable housing can be secured through Section 76 agreements, and shared ownership is offered mainly through Co-Ownership.
| National planning policy | Strategic Planning Policy Statement (SPPS, Edition 2), applied with retained Planning Policy Statements until each council adopts its Plan Strategy |
|---|---|
| Local planning document | Local Development Plan (LDP), made up of a Plan Strategy and a Local Policies Plan |
| Who decides applications | The 11 district councils, with the Department for Infrastructure deciding regionally significant applications |
| In-principle consent | Outline planning permission, with reserved matters approved later |
| Land transaction tax (paid by the buyer) | Stamp Duty Land Tax (SDLT) |
| Land registration | Land & Property Services (Land Registry and Registry of Deeds) |
| How a sale becomes binding | A land sale becomes legally binding when contracts signed by both parties are exchanged and finishes on completion, with the title registered in the Land Registry at Land & Property Services. |
| Developer contributions | Section 76 planning agreements under the Planning Act (Northern Ireland) 2011 (there is no Community Infrastructure Levy) |
Your questions answered for County Fermanagh
What is the difference between social rent and affordable rent?
Social rent is the lowest-cost rented housing, with rents in England set using a government formula and kept low by policy or regulation elsewhere. Affordable rent, used mainly in England, is set by reference to local market rents and is usually higher than social rent. Both are let by councils and registered providers to eligible households.
How is affordable housing delivered on new developments?
Usually through planning. The council's development plan sets out how much affordable housing a scheme should provide, and the commitment is secured in a planning obligation. The developer builds the homes and transfers them to a registered provider at a price that reflects their affordable status, sometimes supported by public grant. The provider then lets or sells them.
Does affordable housing reduce what my land is worth?
It usually affects value, because affordable homes are transferred to a provider for less than open market homes would sell for. The council's affordable housing policy, and other planning obligations, are among the costs a buyer allows for when valuing land. Our free site appraisal explains how these factors apply to your site.
What is shared ownership?
Shared ownership lets you buy a share of a home, usually with a mortgage, and pay rent to the housing provider on the remaining share. You can normally buy further shares over time, which is known as staircasing. Schemes and rules differ by nation and by provider, so check the details and take independent legal and financial advice before committing.
Are there new homes available in County Fermanagh now?
Not yet. Land to Homes has no homes available in County Fermanagh at the moment. You can register your interest for County Fermanagh, and we will contact you if we bring homes forward there or nearby.
Read more: Affordable Housing · Guide: How affordable and social homes are delivered across the UK