Council and Housing Partnerships in Finchley
Council and housing association partnerships in Finchley are the arrangements through which a developer delivers new affordable homes for public and social landlords. Land to Homes offers package deals, land-led schemes, affordable homes secured through planning and design and build contracts for registered providers, and can bid for council land disposals where the terms suit. Each route is agreed in writing before work starts.
Finchley · N3Talk to us about a partnership
Tell us about your organisation and the homes you need.
Prefer to talk? Call 0800 088 6248.
- Private conversationsEvery arrangement documented
- Land to homesLand, planning and construction
- Housing partnersCouncils and housing associations
- No public offerNothing here is an offer to invest
- UK-wideEngland, Wales, Scotland and NI
Homes we plan around Finchley
In Greater London, Finchley lies about 7 miles north-west of London; its central postcode district is N3. Muswell Hill is the closest neighbouring place we cover, at about 2 miles, followed by Cricklewood and Kilburn. Within England, Finchley falls in the London region.
When you register for Finchley, you can choose larger family homes, two- and three-bedroom family homes or homes for affordable rent. In England, where Finchley sits, planning decisions are made by the local planning authority, usually the district, borough, city or unitary council (or a national park authority).
Registering for Finchley is free and you can ask us to remove your details at any time.
What you get in Finchley
Clear agreements
Every partnership is set out in a written agreement covering the programme, specification, payment stages and handover.
Funding conditions in mind
We plan schemes around the conditions of the relevant funding programme, although grant is applied for and held by the council or provider.
Council land disposals
We respond to council land disposals and development opportunities where the terms suit, following the process the council sets.
Planning obligation homes
The affordable homes required by a Section 106, Section 75 or Section 76 agreement, designed with a provider and transferred on completion.
How the rules work in Finchley
In England, affordable housing on market developments in Finchley is normally secured through a Section 106 agreement, which sets the number, tenure and transfer of homes to a registered provider. Grant from Homes England can add further homes, and the 2026 to 2036 programme expects at least 60% of funded homes to be Social Rent. Land to Homes can supply land, design and build homes, or deliver completed homes for councils and housing associations.
In England, registered providers, including housing associations and for-profit providers, are regulated by the Regulator of Social Housing. Affordable homes are usually secured through Section 106 agreements, and grant is channelled through Homes England, or the Greater London Authority in London. Councils follow procurement rules and their legal duties on value when disposing of land or appointing partners.
| Local planning document | Local Plan |
|---|---|
| In-principle consent | Outline planning permission, with reserved matters approved later |
| Land registration | HM Land Registry |
| How a sale becomes binding | A land sale becomes legally binding on exchange of contracts and finishes on completion, after which the buyer registers the title with HM Land Registry. |
Common questions in Finchley
Who applies for grant funding for affordable homes?
Usually the housing association or council, because public grant for affordable housing is normally paid to them under programmes run by Homes England, the Greater London Authority, the Welsh Government, the Scottish Government or, in Northern Ireland, the Housing Executive's Social Housing Development Programme. We plan schemes with the relevant funding conditions in mind.
What are Section 106 affordable homes?
They are affordable homes a developer must provide under a Section 106 agreement attached to a planning permission in England or Wales. The agreement sets the number, tenure and often the transfer terms, and the homes are usually sold to a registered provider. Scotland uses Section 75 agreements and Northern Ireland uses Section 76 agreements for similar purposes.
What is a land-led scheme?
A land-led scheme is one where land is secured and a scheme is planned around a provider's needs, rather than the provider buying a share of homes within a market-led development. It can allow a higher proportion of affordable homes, or a fully affordable scheme, where planning policy and funding support it.
Do you talk to for-profit registered providers?
Yes. In England, both not-for-profit housing associations and for-profit registered providers can own affordable homes, and both are regulated by the Regulator of Social Housing. We discuss affordable homes with any appropriately registered provider, subject to the council's requirements on who can take on the homes.
Are there new homes available in Finchley now?
Not yet. Land to Homes has no homes available in Finchley at the moment. You can register your interest for Finchley, and we will contact you if we bring homes forward there or nearby.
Read more: Council and Housing Association Partnerships · Guide: How affordable and social homes are delivered across the UK