Funding and Investment Partners in County Fermanagh

Working together in County Fermanagh

Across County Fermanagh, we cover Enniskillen and 1 other towns, among them Lisnaskea. Next door, we also cover County Tyrone, County Armagh and County Londonderry.

Partnerships we can discuss around County Fermanagh include design and build for a registered provider, social rent homes and forward-funded build to rent. In Northern Ireland, where County Fermanagh sits, planning decisions are made by the 11 district councils, with the Department for Infrastructure deciding regionally significant applications.

Tell us about the opportunity near County Fermanagh and the right person will call you back.

Our approach in County Fermanagh

Not an offer to invest

Nothing on this site is an offer or invitation to invest, and nothing here is regulated investment advice, a recommendation or a solicitation.

Forward funding and purchase

For build to rent and affordable homes, we discuss forward funding and forward purchase structures with institutional and registered provider partners.

Equity partners

Institutional partners can discuss forward funding or forward purchase of specific schemes, agreed privately and documented by each party's own advisers.

No money from the public

We do not take deposits, loans or investment from members of the public. Funding is discussed privately with lenders, institutions and landowners only.

Planning in County Fermanagh: the Northern Irish rules

Countryside planning policy in Northern Ireland is generally restrictive, so land inside or next to the settlement development limits around County Fermanagh is usually the strongest prospect for new homes. Outline planning permission can establish the principle, with reserved matters approved later. A promotion agreement lets us fund that planning work, with our costs recovered from the sale proceeds only if the land sells with planning. Your reasonable legal fees are covered too, agreed in the heads of terms.

In Northern Ireland, Stamp Duty Land Tax applies, and title and charges are registered with Land & Property Services. Planning agreements are made under Section 76, and most applications are decided by the 11 district councils. Northern Ireland property law and procedure differ from the rest of the UK, so partners need local legal advice.

Key rules in County Fermanagh
National planning policy	Strategic Planning Policy Statement (SPPS, Edition 2), applied with retained Planning Policy Statements until each council adopts its Plan Strategy
Local planning document	Local Development Plan (LDP), made up of a Plan Strategy and a Local Policies Plan
Who decides applications	The 11 district councils, with the Department for Infrastructure deciding regionally significant applications
In-principle consent	Outline planning permission, with reserved matters approved later
Land transaction tax (paid by the buyer)	Stamp Duty Land Tax (SDLT)
Land registration	Land & Property Services (Land Registry and Registry of Deeds)
How a sale becomes binding	A land sale becomes legally binding when contracts signed by both parties are exchanged and finishes on completion, with the title registered in the Land Registry at Land & Property Services.
Developer contributions	Section 76 planning agreements under the Planning Act (Northern Ireland) 2011 (there is no Community Infrastructure Levy)

Your questions answered for County Fermanagh

What information do funding partners usually review?

Partners usually review the site title, the planning position, the scheme appraisal, the build programme, the construction approach, the plan for selling or letting the homes and the developer's background. Each carries out its own due diligence, often with valuers, monitoring surveyors and solicitors. We share site-specific information under confidentiality where appropriate.

Is anything on this site regulated investment advice?

No. Land to Homes does not give investment, financial, tax or legal advice, and nothing on this site is an offer, invitation or recommendation to invest. Funding discussions take place privately with lenders and professional parties, who rely on their own advisers and due diligence. If you are unsure about any investment, speak to an independent regulated adviser.

What is forward funding?

Forward funding is where an investor, often an institution, buys a site and funds the construction of homes on it, taking ownership of the completed scheme. The developer builds the homes under a development agreement. It is used in build to rent and some affordable housing schemes. The legal and tax structure needs specialist advice for each party.

What types of funding do residential developments use?

Typically a mix of senior development debt, sometimes mezzanine debt, and equity from the developer and its partners. Build to rent and affordable homes may use forward funding or forward purchase by an institution or registered provider. Landowners can also contribute land through a joint venture. The right structure depends on the scheme, and each party takes independent advice.

Can we discuss a partnership in County Fermanagh?

We are happy to talk about specific opportunities across County Fermanagh, including Enniskillen and Lisnaskea. Conversations are private and every arrangement is documented by each party’s own advisers. Nothing here is an invitation to invest.