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New homes and housing · Kent

Affordable Housing in Rochester

How is new affordable housing delivered in Rochester?

Land to Homes includes affordable housing in the schemes it plans in Rochester, usually delivered through a planning obligation and transferred to a registered housing provider. The types vary by nation and local policy, from social rent to shared ownership and discounted sale. You can register interest with us, but eligibility and allocation are always decided by the council or provider.

New three-storey low-rise apartment block with balconies and a communal gardenRochester · ME1

Register your interest

Tell us where you want to live and what you need. Free, no obligation.

Registering interest is not a housing application. Social and affordable homes are allocated by councils and housing providers through their own lists.

Prefer to talk? Call 0800 088 6248.

  • Free to registerNo fees, no deposit, no obligation
  • Hear firstIf homes are released near you
  • Affordable homesWith councils and housing associations
  • Clear informationTenure, specification and warranty
  • UK-wideEngland, Wales, Scotland and NI

New homes around Rochester

About 8 miles north of Maidstone, Rochester is part of our Kent coverage, centred on postcode district ME1. Close by, our coverage also takes in Chatham, Strood and Gillingham. Rochester is in the South East region of England.

When you register for Rochester, you can choose homes for affordable rent, homes for shared ownership or accessible and adaptable homes. Planning in Rochester follows England’s rules: the National Planning Policy Framework sets national policy and the council’s Local Plan sets local policy.

Register for Rochester and we will contact you if we bring homes forward nearby.

What we offer in Rochester

Designed to fit in

We design affordable homes to sit alongside homes for sale and spread them through a scheme, so the tenures are hard to tell apart.

Nation-aware delivery

Affordable housing works differently in England, Wales, Scotland and Northern Ireland, and we follow the rules and funding routes of each.

Register interest

You can register interest with us, and we will point you to the council or provider responsible if affordable homes come forward on one of our sites.

Help for landowners

We explain how affordable housing requirements affect what a site is worth, so landowners understand an offer rather than just receiving one.

Planning in Rochester: the English rules

In England, affordable housing on market developments in Rochester is normally secured through a Section 106 agreement, which sets the number, tenure and transfer of homes to a registered provider. Grant from Homes England can add further homes, and the 2026 to 2036 programme expects at least 60% of funded homes to be Social Rent. Land to Homes can supply land, design and build homes, or deliver completed homes for councils and housing associations.

In England, affordable housing is defined in the National Planning Policy Framework and is usually secured through Section 106 agreements. Homes are transferred to registered providers regulated by the Regulator of Social Housing. Grant funding is usually channelled through Homes England, or the Greater London Authority in London. Tenures include social rent, affordable rent, shared ownership and discounted market sale.

Key rules in Rochester
National planning policyNational Planning Policy Framework (NPPF), revised August 2026, with national planning practice guidance
Who decides applicationsThe local planning authority, usually the district, borough, city or unitary council (or a national park authority)
In-principle consentOutline planning permission, with reserved matters approved later
Developer contributionsSection 106 planning obligations, plus the Community Infrastructure Levy (CIL) where the council charges it

Affordable Housing in Rochester: questions

What counts as affordable housing?

Affordable housing is housing for sale or rent for people whose needs are not met by the market, provided on terms set by planning policy. It typically includes social rent, affordable rent, shared ownership and discounted market sale. The exact definitions differ by nation: England's are in the National Planning Policy Framework, and Wales, Scotland and Northern Ireland set their own.

Can I register interest in an affordable home with Land to Homes?

Yes, but registering with us is not an application and does not affect eligibility. If a site we bring forward includes affordable homes, we will tell you which council or housing provider is responsible so you can apply through them. You should also register directly with your council and with housing associations in the area.

What is shared ownership?

Shared ownership lets you buy a share of a home, usually with a mortgage, and pay rent to the housing provider on the remaining share. You can normally buy further shares over time, which is known as staircasing. Schemes and rules differ by nation and by provider, so check the details and take independent legal and financial advice before committing.

Does affordable housing reduce what my land is worth?

It usually affects value, because affordable homes are transferred to a provider for less than open market homes would sell for. The council's affordable housing policy, and other planning obligations, are among the costs a buyer allows for when valuing land. Our free site appraisal explains how these factors apply to your site.

Can I register for new homes in Rochester?

Yes. Registering for Rochester is free and does not commit you to anything. There are no homes available yet; if we bring homes forward in or near Rochester, we will contact you.

Read more: Affordable Housing · Guide: Section 106 and affordable housing: what landowners should know

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

CallRegister interest