Affordable Housing in Chatham
Land to Homes includes affordable housing in the schemes it plans in Chatham, usually delivered through a planning obligation and transferred to a registered housing provider. The types vary by nation and local policy, from social rent to shared ownership and discounted sale. You can register interest with us, but eligibility and allocation are always decided by the council or provider.
Chatham · ME4Register your interest
Tell us where you want to live and what you need. Free, no obligation.
Registering interest is not a housing application. Social and affordable homes are allocated by councils and housing providers through their own lists.
Prefer to talk? Call 0800 088 6248.
- Free to registerNo fees, no deposit, no obligation
- Hear firstIf homes are released near you
- Affordable homesWith councils and housing associations
- Clear informationTenure, specification and warranty
- UK-wideEngland, Wales, Scotland and NI
New homes around Chatham
We cover Chatham as part of Kent. It is about 8 miles north of Maidstone, around postcode district ME4. Close by, our coverage also takes in Gillingham, Rochester and Strood. Within England, Chatham falls in the South East region.
When you register for Chatham, you can choose homes for private rent, accessible and adaptable homes or homes for affordable rent. As Chatham is in England, applications are judged against the National Planning Policy Framework, and the buyer of land pays Stamp Duty Land Tax (SDLT).
Register for Chatham and we will contact you if we bring homes forward nearby.
What you get in Chatham
Eligibility set by others
Who can apply is set by the council, the housing provider and the scheme rules. We explain the process, but we do not decide eligibility or allocations.
Help for landowners
We explain how affordable housing requirements affect what a site is worth, so landowners understand an offer rather than just receiving one.
Every main tenure explained
Social rent, affordable rent, shared ownership, discounted market sale and their equivalents in each nation, explained in plain terms with who each one is for.
Delivered through planning
Affordable homes are usually secured by a planning obligation, such as a Section 106 or Section 75 agreement, agreed with the council at planning stage.
Planning and land rules in Chatham
In England, affordable housing on market developments in Chatham is normally secured through a Section 106 agreement, which sets the number, tenure and transfer of homes to a registered provider. Grant from Homes England can add further homes, and the 2026 to 2036 programme expects at least 60% of funded homes to be Social Rent. Land to Homes can supply land, design and build homes, or deliver completed homes for councils and housing associations.
In England, affordable housing is defined in the National Planning Policy Framework and is usually secured through Section 106 agreements. Homes are transferred to registered providers regulated by the Regulator of Social Housing. Grant funding is usually channelled through Homes England, or the Greater London Authority in London. Tenures include social rent, affordable rent, shared ownership and discounted market sale.
| Local planning document | Local Plan |
|---|---|
| Who decides applications | The local planning authority, usually the district, borough, city or unitary council (or a national park authority) |
| In-principle consent | Outline planning permission, with reserved matters approved later |
| Land transaction tax (paid by the buyer) | Stamp Duty Land Tax (SDLT) |
Your questions answered for Chatham
Does affordable housing reduce what my land is worth?
It usually affects value, because affordable homes are transferred to a provider for less than open market homes would sell for. The council's affordable housing policy, and other planning obligations, are among the costs a buyer allows for when valuing land. Our free site appraisal explains how these factors apply to your site.
What is the difference between social rent and affordable rent?
Social rent is the lowest-cost rented housing, with rents in England set using a government formula and kept low by policy or regulation elsewhere. Affordable rent, used mainly in England, is set by reference to local market rents and is usually higher than social rent. Both are let by councils and registered providers to eligible households.
Who decides if I am eligible for an affordable home?
The council, the housing association or other provider, and the rules of the particular scheme. Eligibility usually depends on household income, housing need and sometimes a local connection to the area. Land to Homes does not decide eligibility or allocate homes. If you are interested, contact your local council's housing team and housing associations working in the area.
What counts as affordable housing?
Affordable housing is housing for sale or rent for people whose needs are not met by the market, provided on terms set by planning policy. It typically includes social rent, affordable rent, shared ownership and discounted market sale. The exact definitions differ by nation: England's are in the National Planning Policy Framework, and Wales, Scotland and Northern Ireland set their own.
Can I register for new homes in Chatham?
Yes. Registering for Chatham is free and does not commit you to anything. There are no homes available yet; if we bring homes forward in or near Chatham, we will contact you.
Read more: Affordable Housing · Guide: Section 106 and affordable housing: what landowners should know