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New homes and housing · Isle of Wight

Social Housing in Cowes

How are new social rent homes delivered in Cowes?

In Cowes, as across the UK, Land to Homes aims to bring forward new social rent homes with councils and housing associations, either within a mixed development or as a scheme built entirely for a social landlord. We handle land, planning and construction. The landlord owns and manages the homes, sets the rent within the rules and allocates them from its housing list.

Bright new-build kitchen-diner with grey units and glazed doors to a gardenCowes · PO31

Register your interest

Tell us where you want to live and what you need. Free, no obligation.

Registering interest is not a housing application. Social and affordable homes are allocated by councils and housing providers through their own lists.

Prefer to talk? Call 0800 088 6248.

  • Free to registerNo fees, no deposit, no obligation
  • Hear firstIf homes are released near you
  • Affordable homesWith councils and housing associations
  • Clear informationTenure, specification and warranty
  • UK-wideEngland, Wales, Scotland and NI

New homes around Cowes

In Isle of Wight, Cowes lies about 4 miles north of Newport (Isle of Wight); its central postcode district is PO31. The nearest other places we cover are Newport (Isle of Wight) (4 miles), Ryde (6 miles) and Gosport (8 miles). Cowes is part of England’s South East region.

When you register for Cowes, you can choose larger family homes, homes for shared ownership or one- and two-bedroom apartments. Planning in Cowes follows England’s rules: the National Planning Policy Framework sets national policy and the council’s Local Plan sets local policy.

Tell us what you need in Cowes and we will be in touch if homes are released nearby.

Our approach in Cowes

Clear signposting

If you need a home, we point you to your council's housing team or, in Northern Ireland, the Northern Ireland Housing Executive.

Whole-site schemes

We can also discuss schemes built entirely for a council or housing association, on land we bring forward or land the landlord already owns.

We do not allocate homes

Allocations are made by councils and housing providers through their own lists and policies. We cannot add anyone to a list or influence who is offered a home.

Built to landlord standards

Social landlords have their own design and quality standards, and we design to them from the outset so homes are ready to transfer.

Planning in Cowes: the English rules

Councils and housing associations around Cowes can bid for grant through Homes England's Social and Affordable Homes Programme, which funds Social Rent, Affordable Rent at up to 80% of market rent, and shared ownership. Landlords of the rented homes must be registered with the Regulator of Social Housing. National policy also expects local plans to set a minimum Social Rent proportion for major development. Land to Homes is ready to discuss sites, partnership and delivery.

In England, social rent homes are owned by councils and registered providers regulated by the Regulator of Social Housing, with rents set under the Rent Standard. Councils allocate homes under their published allocation schemes, often through choice-based lettings. New social homes are usually secured through Section 106 agreements or funded with grant through Homes England, or the Greater London Authority in London.

Key rules in Cowes
Who decides applicationsThe local planning authority, usually the district, borough, city or unitary council (or a national park authority)
In-principle consentOutline planning permission, with reserved matters approved later
Land transaction tax (paid by the buyer)Stamp Duty Land Tax (SDLT)
Developer contributionsSection 106 planning obligations, plus the Community Infrastructure Levy (CIL) where the council charges it

Common questions in Cowes

What is the difference between social housing and affordable housing?

Social housing usually means low-cost rented homes let by councils and housing associations at social rents. Affordable housing is a wider term that also includes affordable rent, shared ownership, discounted sale and, in Scotland, mid-market rent. All social housing is affordable housing, but not all affordable housing is social housing.

Does building new social homes shorten waiting lists?

New social homes add to the supply that councils and housing associations can allocate, which helps, but waiting times depend on local demand, turnover of existing homes and allocation policies. We cannot say how any individual household would be affected. Your council's housing team can explain local waiting times and your position on the list.

Can I apply to Land to Homes for a social rent home?

No. Land to Homes does not allocate social housing or keep a housing list. Social homes are allocated by councils and housing associations through their own lists and policies. To apply, contact your council's housing team or local housing associations. In Northern Ireland, apply through the Northern Ireland Housing Executive, which manages the common waiting list.

What tenancy do social housing tenants get?

It depends on the nation and the landlord. Council and housing association tenants in England usually have secure or assured tenancies, Wales uses secure occupation contracts, Scotland uses the Scottish secure tenancy and Northern Ireland has its own secure tenancy arrangements. Some landlords start new tenants on an introductory or starter tenancy first.

Are there new homes available in Cowes now?

Not yet. Land to Homes has no homes available in Cowes at the moment. You can register your interest for Cowes, and we will contact you if we bring homes forward there or nearby.

Read more: Social Housing · Guide: How affordable and social homes are delivered across the UK

Social Housing elsewhere in Isle of Wight

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

CallRegister interest