Council and Housing Partnerships in Oban
Council and housing association partnerships in Oban are the arrangements through which a developer delivers new affordable homes for public and social landlords. Land to Homes offers package deals, land-led schemes, affordable homes secured through planning and design and build contracts for registered providers, and can bid for council land disposals where the terms suit. Each route is agreed in writing before work starts.
Oban · PA34Talk to us about a partnership
Tell us about your organisation and the homes you need.
Prefer to talk? Call 0800 088 6248.
- Private conversationsEvery arrangement documented
- Land to homesLand, planning and construction
- Housing partnersCouncils and housing associations
- No public offerNothing here is an offer to invest
- UK-wideEngland, Wales, Scotland and NI
Homes we plan around Oban
We cover Oban as part of Argyll & Bute. It is about 40 miles north-west of Helensburgh, around postcode district PA34. Close by, our coverage also takes in Fort William, Dunoon and Helensburgh.
When you register for Oban, you can choose homes for first-time buyers, homes for shared ownership or homes for affordable rent. As Oban is in Scotland, applications are judged against National Planning Framework 4, and the buyer of land pays Land and Buildings Transaction Tax (LBTT).
Register for Oban and we will contact you if we bring homes forward nearby.
Why work with Land to Homes in Oban
Council land disposals
We respond to council land disposals and development opportunities where the terms suit, following the process the council sets.
Planning obligation homes
The affordable homes required by a Section 106, Section 75 or Section 76 agreement, designed with a provider and transferred on completion.
Land-led schemes
We bring forward land for a scheme the provider will own, which can be fully affordable where planning policy and funding allow.
Clear agreements
Every partnership is set out in a written agreement covering the programme, specification, payment stages and handover.
Rules that apply in Oban
Affordable homes in Oban are mainly funded through the Scottish Government's Affordable Housing Supply Programme, with councils and registered social landlords building them. Councils set local investment priorities in their Strategic Housing Investment Plans. On private developments, Local Development Plans often require an affordable housing contribution, secured through a Section 75 agreement. Land to Homes can bring forward land and deliver homes for councils and housing associations.
In Scotland, councils and registered social landlords regulated by the Scottish Housing Regulator deliver affordable homes through the Affordable Housing Supply Programme, prioritised in each council's Strategic Housing Investment Plan. Developer contributions are secured through Section 75 agreements, and package deals for social and mid-market rent homes are one established route.
| Local planning document | Local Development Plan (LDP) |
|---|---|
| In-principle consent | Planning permission in principle (PPP), followed by approval of matters specified in conditions |
| Land transaction tax (paid by the buyer) | Land and Buildings Transaction Tax (LBTT) |
| Developer contributions | Section 75 planning obligations, with Section 69 agreements sometimes used for simple one-off payments |
Common questions in Oban
What are Section 106 affordable homes?
They are affordable homes a developer must provide under a Section 106 agreement attached to a planning permission in England or Wales. The agreement sets the number, tenure and often the transfer terms, and the homes are usually sold to a registered provider. Scotland uses Section 75 agreements and Northern Ireland uses Section 76 agreements for similar purposes.
What is a package deal for affordable housing?
A package deal is where a developer sells completed affordable homes on a site it controls to a housing association or other registered provider. The mix, design, specification and price are agreed before the homes are built, and the provider takes ownership on completion. Package deals are often how affordable homes required by a planning permission are delivered.
Who applies for grant funding for affordable homes?
Usually the housing association or council, because public grant for affordable housing is normally paid to them under programmes run by Homes England, the Greater London Authority, the Welsh Government, the Scottish Government or, in Northern Ireland, the Housing Executive's Social Housing Development Programme. We plan schemes with the relevant funding conditions in mind.
Can you build on land a council or housing association already owns?
Yes. Under a design and build arrangement, we design and construct homes on land the council or provider owns, to its specification and standards. Contracts follow the client's procurement rules, which may mean a framework, a tender or another compliant route. We discuss the approach early so the scheme fits the client's governance.
Can I register for new homes in Oban?
Yes. Registering for Oban is free and does not commit you to anything. There are no homes available yet; if we bring homes forward in or near Oban, we will contact you.
Read more: Council and Housing Association Partnerships · Guide: How affordable and social homes are delivered across the UK