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Funders and partners · West Midlands

Funding and Investment Partners in Kingswinford

How do funding partners work with us in Kingswinford?

Funding partners in Kingswinford are the lenders, institutional partners and landowners who provide the capital to buy land and build new homes. Land to Homes talks to development lenders and professional partners about specific sites and structures. Nothing on this site is an offer or invitation to invest, and we do not take deposits or money from the public.

Three professionals reviewing housing scheme plans around an office tableKingswinford · DY6

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  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

Partnerships around Kingswinford

We cover Kingswinford as part of West Midlands. It is about 11 miles west of Birmingham, around postcode district DY6. Nearby, we also cover Brierley Hill, Stourbridge and Dudley, all within 4 miles. Within England, Kingswinford falls in the West Midlands region. Our head office in Great Barr, Birmingham, is about 10 miles away.

Partnerships we can discuss around Kingswinford include mixed-tenure developments, forward-funded build to rent and land-led schemes with a housing partner. Planning in Kingswinford follows England’s rules: the National Planning Policy Framework sets national policy and the council’s Local Plan sets local policy.

To discuss a scheme near Kingswinford, call us or send a short note about the opportunity.

Our approach in Kingswinford

Forward funding and purchase

For build to rent and affordable homes, we discuss forward funding and forward purchase structures with institutional and registered provider partners.

Equity partners

Institutional partners can discuss forward funding or forward purchase of specific schemes, agreed privately and documented by each party's own advisers.

Landowner co-investment

A landowner can keep an interest in their land through a joint venture rather than selling outright, with the terms set out in a written agreement.

Development lenders

We discuss senior and mezzanine development finance with lenders on a site-by-site basis, with security and terms agreed through each party's solicitors.

How the rules work in Kingswinford

Land with no planning permission can still be sold. Around Kingswinford, the usual routes in England are a direct sale, an option agreement or a promotion agreement, where the planning work is funded for you and the land is sold once consent is granted. Outline planning permission settles the principle, with reserved matters approved later. Section 106 obligations, the Community Infrastructure Levy where charged and biodiversity net gain all affect what a site is worth, so independent advice matters.

In England, land purchases usually attract Stamp Duty Land Tax, and lenders take a legal charge registered at HM Land Registry. Scheme appraisals must allow for Section 106 obligations, the Community Infrastructure Levy where charged, and biodiversity net gain. Homes England is the government's housing and regeneration agency and runs public funding programmes for housing.

Key rules in Kingswinford
Local planning documentLocal Plan
In-principle consentOutline planning permission, with reserved matters approved later
Land registrationHM Land Registry
Developer contributionsSection 106 planning obligations, plus the Community Infrastructure Levy (CIL) where the council charges it

Questions about Funding and Investment Partners in Kingswinford

What types of funding do residential developments use?

Typically a mix of senior development debt, sometimes mezzanine debt, and equity from the developer and its partners. Build to rent and affordable homes may use forward funding or forward purchase by an institution or registered provider. Landowners can also contribute land through a joint venture. The right structure depends on the scheme, and each party takes independent advice.

Do public bodies fund housing development?

Public bodies support housing delivery in each nation, for example Homes England, the government's housing and regeneration agency in England, and the Development Bank of Wales, which offers property development lending. Grant for affordable housing usually goes to councils and registered providers rather than developers. We describe these bodies for context; each has its own criteria.

What is forward funding?

Forward funding is where an investor, often an institution, buys a site and funds the construction of homes on it, taking ownership of the completed scheme. The developer builds the homes under a development agreement. It is used in build to rent and some affordable housing schemes. The legal and tax structure needs specialist advice for each party.

Can I invest in Land to Homes?

Nothing on this site is an offer or invitation to invest, and we do not take investment, loans or deposits from members of the public. We discuss funding privately with development lenders and institutional partners on specific schemes. If you are a professional party with an interest in residential development, you can contact us to start a conversation.

Do you work with partners on schemes in Kingswinford?

Yes. We discuss schemes in Kingswinford and elsewhere in West Midlands, including Dudley, West Bromwich and Halesowen privately with professional partners. Nothing on this website is an offer or invitation to invest.

Read more: Funding and Investment Partners · Guide: Buying a new-build home: what to expect from reservation to keys

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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