Funding and Investment Partners in Warwickshire

Schemes around Warwickshire

Our Warwickshire coverage takes in 7 towns and cities, centred on Nuneaton and including Kenilworth, Royal Leamington Spa and Stratford-upon-Avon. Neighbouring areas we also cover include West Midlands, Leicestershire and Worcestershire. Warwickshire is close to our head office in Great Barr, Birmingham.

Typical partnership structures for Warwickshire: design and build for a registered provider, land-led schemes with a housing partner and forward-funded build to rent. Planning in Warwickshire follows England’s rules: the National Planning Policy Framework sets national policy and the council’s Local Plan sets local policy.

Tell us about the opportunity near Warwickshire and the right person will call you back.

What we offer in Warwickshire

Landowner co-investment

A landowner can keep an interest in their land through a joint venture rather than selling outright, with the terms set out in a written agreement.

Forward funding and purchase

For build to rent and affordable homes, we discuss forward funding and forward purchase structures with institutional and registered provider partners.

Part of the S&K Group

Land to Homes is part of the S&K Group, a Birmingham-based construction and property group whose businesses include glazing, building supplies and property improvement.

No money from the public

We do not take deposits, loans or investment from members of the public. Funding is discussed privately with lenders, institutions and landowners only.

Rules that apply in Warwickshire

Land with no planning permission can still be sold. Around Warwickshire, the usual routes in England are a direct sale, an option agreement or a promotion agreement, where the planning work is funded for you and the land is sold once consent is granted. Outline planning permission settles the principle, with reserved matters approved later. Section 106 obligations, the Community Infrastructure Levy where charged and biodiversity net gain all affect what a site is worth, so independent advice matters.

In England, land purchases usually attract Stamp Duty Land Tax, and lenders take a legal charge registered at HM Land Registry. Scheme appraisals must allow for Section 106 obligations, the Community Infrastructure Levy where charged, and biodiversity net gain. Homes England is the government's housing and regeneration agency and runs public funding programmes for housing.

Key rules in Warwickshire
National planning policy	National Planning Policy Framework (NPPF), revised August 2026, with national planning practice guidance
Local planning document	Local Plan
Who decides applications	The local planning authority, usually the district, borough, city or unitary council (or a national park authority)
In-principle consent	Outline planning permission, with reserved matters approved later
Land transaction tax (paid by the buyer)	Stamp Duty Land Tax (SDLT)
Land registration	HM Land Registry
How a sale becomes binding	A land sale becomes legally binding on exchange of contracts and finishes on completion, after which the buyer registers the title with HM Land Registry.
Developer contributions	Section 106 planning obligations, plus the Community Infrastructure Levy (CIL) where the council charges it

Funding and Investment Partners in Warwickshire: questions

What types of funding do residential developments use?

Typically a mix of senior development debt, sometimes mezzanine debt, and equity from the developer and its partners. Build to rent and affordable homes may use forward funding or forward purchase by an institution or registered provider. Landowners can also contribute land through a joint venture. The right structure depends on the scheme, and each party takes independent advice.

How can a landowner co-invest in a development?

Instead of selling outright, a landowner can put land into a joint venture with a developer, agreeing how costs, decisions and proceeds are shared. This can suit landowners who want a longer-term involvement. It carries more risk than a sale, so independent legal, tax and financial advice is essential before agreeing any terms.

Is anything on this site regulated investment advice?

No. Land to Homes does not give investment, financial, tax or legal advice, and nothing on this site is an offer, invitation or recommendation to invest. Funding discussions take place privately with lenders and professional parties, who rely on their own advisers and due diligence. If you are unsure about any investment, speak to an independent regulated adviser.

Do public bodies fund housing development?

Public bodies support housing delivery in each nation, for example Homes England, the government's housing and regeneration agency in England, and the Development Bank of Wales, which offers property development lending. Grant for affordable housing usually goes to councils and registered providers rather than developers. We describe these bodies for context; each has its own criteria.

Can we discuss a partnership in Warwickshire?

We are happy to talk about specific opportunities across Warwickshire, including Royal Leamington Spa, Nuneaton and Bedworth. Conversations are private and every arrangement is documented by each party’s own advisers. Nothing here is an invitation to invest.