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Funders and partners · Somerset

Funding and Investment Partners in Nailsea

How do funding partners work with us in Nailsea?

Funding partners in Nailsea are the lenders, institutional partners and landowners who provide the capital to buy land and build new homes. Land to Homes talks to development lenders and professional partners about specific sites and structures. Nothing on this site is an offer or invitation to invest, and we do not take deposits or money from the public.

Three professionals reviewing housing scheme plans around an office tableNailsea · BS48

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Prefer to talk? Call 0800 088 6248.

  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

Schemes around Nailsea

About 18 miles west of Bath, Nailsea is part of our Somerset coverage, centred on postcode district BS48. Close by, our coverage also takes in Portishead, Clevedon and Kingswood. Nailsea is in the South West region of England.

Partnerships we can discuss around Nailsea include design and build for a registered provider, land-led schemes with a housing partner and social rent homes. As Nailsea is in England, applications are judged against the National Planning Policy Framework, and the buyer of land pays Stamp Duty Land Tax (SDLT).

If you are considering a partnership around Nailsea, we are happy to talk privately.

What we offer in Nailsea

Part of the S&K Group

Land to Homes is part of the S&K Group, a Birmingham-based construction and property group whose businesses include glazing, building supplies and property improvement.

Not an offer to invest

Nothing on this site is an offer or invitation to invest, and nothing here is regulated investment advice, a recommendation or a solicitation.

No money from the public

We do not take deposits, loans or investment from members of the public. Funding is discussed privately with lenders, institutions and landowners only.

Development lenders

We discuss senior and mezzanine development finance with lenders on a site-by-site basis, with security and terms agreed through each party's solicitors.

Planning in Nailsea: the English rules

Land with no planning permission can still be sold. Around Nailsea, the usual routes in England are a direct sale, an option agreement or a promotion agreement, where the planning work is funded for you and the land is sold once consent is granted. Outline planning permission settles the principle, with reserved matters approved later. Section 106 obligations, the Community Infrastructure Levy where charged and biodiversity net gain all affect what a site is worth, so independent advice matters.

In England, land purchases usually attract Stamp Duty Land Tax, and lenders take a legal charge registered at HM Land Registry. Scheme appraisals must allow for Section 106 obligations, the Community Infrastructure Levy where charged, and biodiversity net gain. Homes England is the government's housing and regeneration agency and runs public funding programmes for housing.

Key rules in Nailsea
Local planning documentLocal Plan
Who decides applicationsThe local planning authority, usually the district, borough, city or unitary council (or a national park authority)
In-principle consentOutline planning permission, with reserved matters approved later
Developer contributionsSection 106 planning obligations, plus the Community Infrastructure Levy (CIL) where the council charges it

Questions about Funding and Investment Partners in Nailsea

How is forward purchase different from forward funding?

With forward funding, the investor pays for the land and construction as the scheme is built. With forward purchase, the investor commits to buy the completed homes, but the developer arranges construction finance in the meantime. The choice affects risk, cost and timing for both parties, so each takes its own advice before agreeing terms.

How can a landowner co-invest in a development?

Instead of selling outright, a landowner can put land into a joint venture with a developer, agreeing how costs, decisions and proceeds are shared. This can suit landowners who want a longer-term involvement. It carries more risk than a sale, so independent legal, tax and financial advice is essential before agreeing any terms.

Can I invest in Land to Homes?

Nothing on this site is an offer or invitation to invest, and we do not take investment, loans or deposits from members of the public. We discuss funding privately with development lenders and institutional partners on specific schemes. If you are a professional party with an interest in residential development, you can contact us to start a conversation.

What types of funding do residential developments use?

Typically a mix of senior development debt, sometimes mezzanine debt, and equity from the developer and its partners. Build to rent and affordable homes may use forward funding or forward purchase by an institution or registered provider. Landowners can also contribute land through a joint venture. The right structure depends on the scheme, and each party takes independent advice.

Can we discuss a partnership in Nailsea?

We are happy to talk about specific opportunities in Nailsea and elsewhere in Somerset, including Taunton, Bath and Yeovil. Conversations are private and every arrangement is documented by each party’s own advisers. Nothing here is an invitation to invest.

Read more: Funding and Investment Partners · Guide: Tax when selling land for development

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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