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Funders and partners · Norfolk

Funding and Investment Partners in Norwich

How do funding partners work with us in Norwich?

Funding partners in Norwich are the lenders, institutional partners and landowners who provide the capital to buy land and build new homes. Land to Homes talks to development lenders and professional partners about specific sites and structures. Nothing on this site is an offer or invitation to invest, and we do not take deposits or money from the public.

Two professionals reviewing a development appraisal in a site officeNorwich · NR2

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Tell us about your organisation or opportunity and we will call you back.

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  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

Schemes around Norwich

Norwich (NR2) is the hub of our Norfolk coverage, with 6 further towns covered. Wymondham is the closest neighbouring place we cover, at about 9 miles, followed by Dereham and Great Yarmouth. Norwich is in the East of England region of England.

Around Norwich, we can talk to partners about land-led schemes with a housing partner, Section 106 affordable homes and design and build for a registered provider. Planning in Norwich follows England’s rules: the National Planning Policy Framework sets national policy and the council’s Local Plan sets local policy.

Tell us about the opportunity near Norwich and the right person will call you back.

How we work in Norwich

Advice from your own advisers

We do not give legal, tax or financial advice. Every party should take independent advice before entering into any agreement with us.

Forward funding and purchase

For build to rent and affordable homes, we discuss forward funding and forward purchase structures with institutional and registered provider partners.

Landowner co-investment

A landowner can keep an interest in their land through a joint venture rather than selling outright, with the terms set out in a written agreement.

Not an offer to invest

Nothing on this site is an offer or invitation to invest, and nothing here is regulated investment advice, a recommendation or a solicitation.

Planning in Norwich: the English rules

Whether a field or large garden could take homes depends mostly on the council's Local Plan and national policy. Under the National Planning Policy Framework, plans define settlement boundaries, and land just outside Norwich may still come forward if it is allocated, previously developed or meets evidenced unmet housing need. Smaller housing schemes can also use Permission in Principle, an England-only route that settles location, use and amount first. Our free appraisal explains which route suits your land.

In England, land purchases usually attract Stamp Duty Land Tax, and lenders take a legal charge registered at HM Land Registry. Scheme appraisals must allow for Section 106 obligations, the Community Infrastructure Levy where charged, and biodiversity net gain. Homes England is the government's housing and regeneration agency and runs public funding programmes for housing.

Key rules in Norwich
National planning policyNational Planning Policy Framework (NPPF), revised August 2026, with national planning practice guidance
Local planning documentLocal Plan
In-principle consentOutline planning permission, with reserved matters approved later
Land registrationHM Land Registry

Your questions answered for Norwich

How is forward purchase different from forward funding?

With forward funding, the investor pays for the land and construction as the scheme is built. With forward purchase, the investor commits to buy the completed homes, but the developer arranges construction finance in the meantime. The choice affects risk, cost and timing for both parties, so each takes its own advice before agreeing terms.

How can a landowner co-invest in a development?

Instead of selling outright, a landowner can put land into a joint venture with a developer, agreeing how costs, decisions and proceeds are shared. This can suit landowners who want a longer-term involvement. It carries more risk than a sale, so independent legal, tax and financial advice is essential before agreeing any terms.

What is forward funding?

Forward funding is where an investor, often an institution, buys a site and funds the construction of homes on it, taking ownership of the completed scheme. The developer builds the homes under a development agreement. It is used in build to rent and some affordable housing schemes. The legal and tax structure needs specialist advice for each party.

What types of funding do residential developments use?

Typically a mix of senior development debt, sometimes mezzanine debt, and equity from the developer and its partners. Build to rent and affordable homes may use forward funding or forward purchase by an institution or registered provider. Landowners can also contribute land through a joint venture. The right structure depends on the scheme, and each party takes independent advice.

Can we discuss a partnership in Norwich?

We are happy to talk about specific opportunities in Norwich and elsewhere in Norfolk, including King's Lynn, Dereham and Thetford. Conversations are private and every arrangement is documented by each party’s own advisers. Nothing here is an invitation to invest.

Read more: Funding and Investment Partners · Guide: How to sell land for development

Funding and Investment Partners elsewhere in Norfolk

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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