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Funders and partners · Kent

Funding and Investment Partners in Tonbridge

How do funding partners work with us in Tonbridge?

If you lend to or invest in residential development and are interested in sites in Tonbridge, Land to Homes is open to a conversation. We discuss funding with development lenders, institutional partners and landowners considering a joint venture. Any arrangement is agreed privately, with each party taking its own legal, tax and financial advice. This page is not an offer.

Three professionals reviewing housing scheme plans around an office tableTonbridge · TN9

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  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

Working together in Tonbridge

We cover Tonbridge as part of Kent. It is about 12 miles south-west of Maidstone, around postcode district TN9. The nearest other places we cover are Sevenoaks (6 miles), Crowborough (10 miles) and Maidstone (12 miles). Tonbridge is in the South East region of England.

Partnerships we can discuss around Tonbridge include mixed-tenure developments, design and build for a registered provider and social rent homes. Planning in Tonbridge follows England’s rules: the National Planning Policy Framework sets national policy and the council’s Local Plan sets local policy.

Tell us about the opportunity near Tonbridge and the right person will call you back.

How we work in Tonbridge

Not an offer to invest

Nothing on this site is an offer or invitation to invest, and nothing here is regulated investment advice, a recommendation or a solicitation.

Equity partners

Institutional partners can discuss forward funding or forward purchase of specific schemes, agreed privately and documented by each party's own advisers.

No money from the public

We do not take deposits, loans or investment from members of the public. Funding is discussed privately with lenders, institutions and landowners only.

Advice from your own advisers

We do not give legal, tax or financial advice. Every party should take independent advice before entering into any agreement with us.

Rules that apply in Tonbridge

Whether a field or large garden could take homes depends mostly on the council's Local Plan and national policy. Under the National Planning Policy Framework, plans define settlement boundaries, and land just outside Tonbridge may still come forward if it is allocated, previously developed or meets evidenced unmet housing need. Smaller housing schemes can also use Permission in Principle, an England-only route that settles location, use and amount first. Our free appraisal explains which route suits your land.

In England, land purchases usually attract Stamp Duty Land Tax, and lenders take a legal charge registered at HM Land Registry. Scheme appraisals must allow for Section 106 obligations, the Community Infrastructure Levy where charged, and biodiversity net gain. Homes England is the government's housing and regeneration agency and runs public funding programmes for housing.

Key rules in Tonbridge
National planning policyNational Planning Policy Framework (NPPF), revised August 2026, with national planning practice guidance
Local planning documentLocal Plan
In-principle consentOutline planning permission, with reserved matters approved later
Land registrationHM Land Registry

Your questions answered for Tonbridge

What types of funding do residential developments use?

Typically a mix of senior development debt, sometimes mezzanine debt, and equity from the developer and its partners. Build to rent and affordable homes may use forward funding or forward purchase by an institution or registered provider. Landowners can also contribute land through a joint venture. The right structure depends on the scheme, and each party takes independent advice.

Is anything on this site regulated investment advice?

No. Land to Homes does not give investment, financial, tax or legal advice, and nothing on this site is an offer, invitation or recommendation to invest. Funding discussions take place privately with lenders and professional parties, who rely on their own advisers and due diligence. If you are unsure about any investment, speak to an independent regulated adviser.

What information do funding partners usually review?

Partners usually review the site title, the planning position, the scheme appraisal, the build programme, the construction approach, the plan for selling or letting the homes and the developer's background. Each carries out its own due diligence, often with valuers, monitoring surveyors and solicitors. We share site-specific information under confidentiality where appropriate.

Can I invest in Land to Homes?

Nothing on this site is an offer or invitation to invest, and we do not take investment, loans or deposits from members of the public. We discuss funding privately with development lenders and institutional partners on specific schemes. If you are a professional party with an interest in residential development, you can contact us to start a conversation.

Do you work with partners on schemes in Tonbridge?

Yes. We discuss schemes in Tonbridge and elsewhere in Kent, including Herne Bay, Dover and Rochester privately with professional partners. Nothing on this website is an offer or invitation to invest.

Read more: Funding and Investment Partners · Guide: Overage and clawback: how they work when you sell land

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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