Funding and Investment Partners in Caerphilly

Partnerships around Caerphilly

Caerphilly sits about 9 miles west of Newport in Gwent, in the CF83 postcode district. Risca is the closest neighbouring place we cover, at about 6 miles, followed by Pontypridd and Cardiff.

Around Caerphilly, we can talk to partners about Section 106 affordable homes, joint ventures with landowners and council land brought forward for homes. Planning in Caerphilly follows Wales’s rules: Planning Policy Wales sets national policy and the council’s Local Development Plan sets local policy.

If you are considering a partnership around Caerphilly, we are happy to talk privately.

How we work in Caerphilly

Advice from your own advisers

We do not give legal, tax or financial advice. Every party should take independent advice before entering into any agreement with us.

Equity partners

Institutional partners can discuss forward funding or forward purchase of specific schemes, agreed privately and documented by each party's own advisers.

Part of the S&K Group

Land to Homes is part of the S&K Group, a Birmingham-based construction and property group whose businesses include glazing, building supplies and property improvement.

Forward funding and purchase

For build to rent and affordable homes, we discuss forward funding and forward purchase structures with institutional and registered provider partners.

How the rules work in Caerphilly

Selling land in Caerphilly follows the same legal steps as in England: heads of terms, then exchange of contracts, which makes the deal binding, and completion. Titles are registered with HM Land Registry, but the buyer pays Land Transaction Tax to the Welsh Revenue Authority rather than Stamp Duty Land Tax. Planning obligations are usually secured through a Section 106 agreement, with the Community Infrastructure Levy charged only where the council has adopted it.

In Wales, Land Transaction Tax replaces Stamp Duty Land Tax, and security is registered at HM Land Registry. Appraisals must allow for Section 106 obligations, the Community Infrastructure Levy where adopted and approval of sustainable drainage by the SuDS approving body. The Development Bank of Wales, owned by the Welsh Government, offers property development lending among its services.

Key rules in Caerphilly
Local planning document	Local Development Plan (LDP)
Land transaction tax (paid by the buyer)	Land Transaction Tax (LTT)
Land registration	HM Land Registry
How a sale becomes binding	As in England, a land sale becomes legally binding on exchange of contracts and finishes on completion, with the title registered at HM Land Registry.

Questions about Funding and Investment Partners in Caerphilly

How can a landowner co-invest in a development?

Instead of selling outright, a landowner can put land into a joint venture with a developer, agreeing how costs, decisions and proceeds are shared. This can suit landowners who want a longer-term involvement. It carries more risk than a sale, so independent legal, tax and financial advice is essential before agreeing any terms.

What is forward funding?

Forward funding is where an investor, often an institution, buys a site and funds the construction of homes on it, taking ownership of the completed scheme. The developer builds the homes under a development agreement. It is used in build to rent and some affordable housing schemes. The legal and tax structure needs specialist advice for each party.

How is forward purchase different from forward funding?

With forward funding, the investor pays for the land and construction as the scheme is built. With forward purchase, the investor commits to buy the completed homes, but the developer arranges construction finance in the meantime. The choice affects risk, cost and timing for both parties, so each takes its own advice before agreeing terms.

Do public bodies fund housing development?

Public bodies support housing delivery in each nation, for example Homes England, the government's housing and regeneration agency in England, and the Development Bank of Wales, which offers property development lending. Grant for affordable housing usually goes to councils and registered providers rather than developers. We describe these bodies for context; each has its own criteria.

Do you work with partners on schemes in Caerphilly?

Yes. We discuss schemes in Caerphilly and elsewhere in Gwent, including Pontypool, Risca and Cwmbran privately with professional partners. Nothing on this website is an offer or invitation to invest.