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Funders and partners · Cornwall

Funding and Investment Partners in Camborne

How do funding partners work with us in Camborne?

Funding partners in Camborne are the lenders, institutional partners and landowners who provide the capital to buy land and build new homes. Land to Homes talks to development lenders and professional partners about specific sites and structures. Nothing on this site is an offer or invitation to invest, and we do not take deposits or money from the public.

Two professionals reviewing a development appraisal in a site officeCamborne · TR14

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Tell us about your organisation or opportunity and we will call you back.

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  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

Partnerships around Camborne

About 11 miles west of Truro, Camborne is part of our Cornwall coverage, centred on postcode district TR14. Close by, our coverage also takes in Redruth, Helston and Falmouth. Camborne is in the South West region of England.

Typical partnership structures for Camborne: mixed-tenure developments, council land brought forward for homes and social rent homes. Planning in Camborne follows England’s rules: the National Planning Policy Framework sets national policy and the council’s Local Plan sets local policy.

If you are considering a partnership around Camborne, we are happy to talk privately.

What you get in Camborne

Equity partners

Institutional partners can discuss forward funding or forward purchase of specific schemes, agreed privately and documented by each party's own advisers.

Forward funding and purchase

For build to rent and affordable homes, we discuss forward funding and forward purchase structures with institutional and registered provider partners.

Not an offer to invest

Nothing on this site is an offer or invitation to invest, and nothing here is regulated investment advice, a recommendation or a solicitation.

Advice from your own advisers

We do not give legal, tax or financial advice. Every party should take independent advice before entering into any agreement with us.

Planning in Camborne: the English rules

Selling development land in Camborne usually starts with heads of terms, a short written summary of price, conditions and fees, before solicitors draft the contract. In England the sale becomes binding on exchange of contracts and finishes on completion, with the title then registered at HM Land Registry. The buyer normally pays Stamp Duty Land Tax. On option and promotion agreements with Land to Homes, your reasonable legal fees are covered, with the amount agreed in the heads of terms.

In England, land purchases usually attract Stamp Duty Land Tax, and lenders take a legal charge registered at HM Land Registry. Scheme appraisals must allow for Section 106 obligations, the Community Infrastructure Levy where charged, and biodiversity net gain. Homes England is the government's housing and regeneration agency and runs public funding programmes for housing.

Key rules in Camborne
Who decides applicationsThe local planning authority, usually the district, borough, city or unitary council (or a national park authority)
Land transaction tax (paid by the buyer)Stamp Duty Land Tax (SDLT)
Land registrationHM Land Registry
How a sale becomes bindingA land sale becomes legally binding on exchange of contracts and finishes on completion, after which the buyer registers the title with HM Land Registry.

Questions about Funding and Investment Partners in Camborne

How can a landowner co-invest in a development?

Instead of selling outright, a landowner can put land into a joint venture with a developer, agreeing how costs, decisions and proceeds are shared. This can suit landowners who want a longer-term involvement. It carries more risk than a sale, so independent legal, tax and financial advice is essential before agreeing any terms.

How is forward purchase different from forward funding?

With forward funding, the investor pays for the land and construction as the scheme is built. With forward purchase, the investor commits to buy the completed homes, but the developer arranges construction finance in the meantime. The choice affects risk, cost and timing for both parties, so each takes its own advice before agreeing terms.

Do public bodies fund housing development?

Public bodies support housing delivery in each nation, for example Homes England, the government's housing and regeneration agency in England, and the Development Bank of Wales, which offers property development lending. Grant for affordable housing usually goes to councils and registered providers rather than developers. We describe these bodies for context; each has its own criteria.

What types of funding do residential developments use?

Typically a mix of senior development debt, sometimes mezzanine debt, and equity from the developer and its partners. Build to rent and affordable homes may use forward funding or forward purchase by an institution or registered provider. Landowners can also contribute land through a joint venture. The right structure depends on the scheme, and each party takes independent advice.

Do you work with partners on schemes in Camborne?

Yes. We discuss schemes in Camborne and elsewhere in Cornwall, including Launceston, Bude and Bodmin privately with professional partners. Nothing on this website is an offer or invitation to invest.

Read more: Funding and Investment Partners · Guide: Ransom strips and access: what landowners need to know

Funding and Investment Partners elsewhere in Cornwall

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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