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Funders and partners · Clwyd

Funding and Investment Partners in Colwyn Bay

How do funding partners work with us in Colwyn Bay?

Funding partners in Colwyn Bay are the lenders, institutional partners and landowners who provide the capital to buy land and build new homes. Land to Homes talks to development lenders and professional partners about specific sites and structures. Nothing on this site is an offer or invitation to invest, and we do not take deposits or money from the public.

Landowner and site manager shaking hands at the entrance to a housing site under constructionColwyn Bay · LL29

Start a conversation

Tell us about your organisation or opportunity and we will call you back.

Prefer to talk? Call 0800 088 6248.

  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

Partnerships around Colwyn Bay

We cover Colwyn Bay as part of Clwyd. It is about 35 miles north-west of Wrexham, around postcode district LL29. Close by, our coverage also takes in Rhyl, Bangor (Gwynedd) and Flint.

Around Colwyn Bay, we can talk to partners about council land brought forward for homes, mixed-tenure developments and forward-funded build to rent. In Wales, where Colwyn Bay sits, planning decisions are made by the local planning authority, usually the county or county borough council (or a national park authority).

If you are considering a partnership around Colwyn Bay, we are happy to talk privately.

Why work with Land to Homes in Colwyn Bay

Not an offer to invest

Nothing on this site is an offer or invitation to invest, and nothing here is regulated investment advice, a recommendation or a solicitation.

Forward funding and purchase

For build to rent and affordable homes, we discuss forward funding and forward purchase structures with institutional and registered provider partners.

Advice from your own advisers

We do not give legal, tax or financial advice. Every party should take independent advice before entering into any agreement with us.

No money from the public

We do not take deposits, loans or investment from members of the public. Funding is discussed privately with lenders, institutions and landowners only.

Planning and land rules in Colwyn Bay

Drainage has its own approval in Wales. Most new developments of more than one home, or with 100 square metres or more of construction area, need sustainable drainage approval from the council's SuDS Approving Body, separate from planning permission, before building starts. For land around Colwyn Bay, that shapes layout and how many homes fit, so our free site appraisal looks at it alongside access, Local Development Plan policy and the biodiversity requirements of Planning Policy Wales.

In Wales, Land Transaction Tax replaces Stamp Duty Land Tax, and security is registered at HM Land Registry. Appraisals must allow for Section 106 obligations, the Community Infrastructure Levy where adopted and approval of sustainable drainage by the SuDS approving body. The Development Bank of Wales, owned by the Welsh Government, offers property development lending among its services.

Key rules in Colwyn Bay
In-principle consentOutline planning permission, with reserved matters approved later
Land transaction tax (paid by the buyer)Land Transaction Tax (LTT)
Land registrationHM Land Registry
Developer contributionsSection 106 planning obligations, plus the Community Infrastructure Levy (CIL) where the council has adopted it

Funding and Investment Partners in Colwyn Bay: questions

Can I invest in Land to Homes?

Nothing on this site is an offer or invitation to invest, and we do not take investment, loans or deposits from members of the public. We discuss funding privately with development lenders and institutional partners on specific schemes. If you are a professional party with an interest in residential development, you can contact us to start a conversation.

How is forward purchase different from forward funding?

With forward funding, the investor pays for the land and construction as the scheme is built. With forward purchase, the investor commits to buy the completed homes, but the developer arranges construction finance in the meantime. The choice affects risk, cost and timing for both parties, so each takes its own advice before agreeing terms.

What is forward funding?

Forward funding is where an investor, often an institution, buys a site and funds the construction of homes on it, taking ownership of the completed scheme. The developer builds the homes under a development agreement. It is used in build to rent and some affordable housing schemes. The legal and tax structure needs specialist advice for each party.

What types of funding do residential developments use?

Typically a mix of senior development debt, sometimes mezzanine debt, and equity from the developer and its partners. Build to rent and affordable homes may use forward funding or forward purchase by an institution or registered provider. Landowners can also contribute land through a joint venture. The right structure depends on the scheme, and each party takes independent advice.

Can we discuss a partnership in Colwyn Bay?

We are happy to talk about specific opportunities in Colwyn Bay and elsewhere in Clwyd, including Rhyl, Flint and Deeside. Conversations are private and every arrangement is documented by each party’s own advisers. Nothing here is an invitation to invest.

Read more: Funding and Investment Partners · Guide: Tax when selling land for development

Funding and Investment Partners elsewhere in Clwyd

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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