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Funders and partners · Cheshire

Funding and Investment Partners in Runcorn

How do funding partners work with us in Runcorn?

Funding partners in Runcorn are the lenders, institutional partners and landowners who provide the capital to buy land and build new homes. Land to Homes talks to development lenders and professional partners about specific sites and structures. Nothing on this site is an offer or invitation to invest, and we do not take deposits or money from the public.

Landowner and site manager shaking hands at the entrance to a housing site under constructionRuncorn · WA7

Start a conversation

Tell us about your organisation or opportunity and we will call you back.

Prefer to talk? Call 0800 088 6248.

  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

Working together in Runcorn

Runcorn (WA7) is one of the Cheshire towns we cover, about 7 miles south-west of Warrington. Widnes is the closest neighbouring place we cover, at about 1 mile, followed by Halewood and Speke. Runcorn is part of England’s North West region.

Partnerships we can discuss around Runcorn include forward-funded build to rent, social rent homes and joint ventures with landowners. In England, where Runcorn sits, planning decisions are made by the local planning authority, usually the district, borough, city or unitary council (or a national park authority).

If you are considering a partnership around Runcorn, we are happy to talk privately.

What you get in Runcorn

Advice from your own advisers

We do not give legal, tax or financial advice. Every party should take independent advice before entering into any agreement with us.

No money from the public

We do not take deposits, loans or investment from members of the public. Funding is discussed privately with lenders, institutions and landowners only.

Landowner co-investment

A landowner can keep an interest in their land through a joint venture rather than selling outright, with the terms set out in a written agreement.

Forward funding and purchase

For build to rent and affordable homes, we discuss forward funding and forward purchase structures with institutional and registered provider partners.

How the rules work in Runcorn

In England, most planning applications for new homes in Runcorn are decided by the local planning authority, usually the council, using its Local Plan and the National Planning Policy Framework. Many landowners sell without planning, either outright or through an option or promotion agreement that funds the application first. Land to Homes offers a free site appraisal, pays your reasonable legal fees on option and promotion agreements, and can buy suitable sites directly, subject to survey, title and contract.

In England, land purchases usually attract Stamp Duty Land Tax, and lenders take a legal charge registered at HM Land Registry. Scheme appraisals must allow for Section 106 obligations, the Community Infrastructure Levy where charged, and biodiversity net gain. Homes England is the government's housing and regeneration agency and runs public funding programmes for housing.

Key rules in Runcorn
Who decides applicationsThe local planning authority, usually the district, borough, city or unitary council (or a national park authority)
In-principle consentOutline planning permission, with reserved matters approved later
Land registrationHM Land Registry
Developer contributionsSection 106 planning obligations, plus the Community Infrastructure Levy (CIL) where the council charges it

Questions about Funding and Investment Partners in Runcorn

Do public bodies fund housing development?

Public bodies support housing delivery in each nation, for example Homes England, the government's housing and regeneration agency in England, and the Development Bank of Wales, which offers property development lending. Grant for affordable housing usually goes to councils and registered providers rather than developers. We describe these bodies for context; each has its own criteria.

Can I invest in Land to Homes?

Nothing on this site is an offer or invitation to invest, and we do not take investment, loans or deposits from members of the public. We discuss funding privately with development lenders and institutional partners on specific schemes. If you are a professional party with an interest in residential development, you can contact us to start a conversation.

What types of funding do residential developments use?

Typically a mix of senior development debt, sometimes mezzanine debt, and equity from the developer and its partners. Build to rent and affordable homes may use forward funding or forward purchase by an institution or registered provider. Landowners can also contribute land through a joint venture. The right structure depends on the scheme, and each party takes independent advice.

What is forward funding?

Forward funding is where an investor, often an institution, buys a site and funds the construction of homes on it, taking ownership of the completed scheme. The developer builds the homes under a development agreement. It is used in build to rent and some affordable housing schemes. The legal and tax structure needs specialist advice for each party.

Do you work with partners on schemes in Runcorn?

Yes. We discuss schemes in Runcorn and elsewhere in Cheshire, including Great Sankey, Widnes and Chester privately with professional partners. Nothing on this website is an offer or invitation to invest.

Read more: Funding and Investment Partners · Guide: Ransom strips and access: what landowners need to know

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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