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Funders and partners · Scotland

Build to Rent Partnerships in Argyll & Bute

How do build to rent partnerships work in Argyll & Bute?

Build to rent partnerships in Argyll & Bute are arrangements where homes are designed and built specifically for renting and owned long term by an institution or registered provider. Land to Homes brings land, planning and construction, and discusses forward funding, where the partner funds the build, or forward purchase, where the partner commits to buy the finished homes. This is not an offer to invest.

Two professionals reviewing a development appraisal in a site officeArgyll & Bute

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  • Private conversationsEvery arrangement documented
  • Land to homesLand, planning and construction
  • Housing partnersCouncils and housing associations
  • No public offerNothing here is an offer to invest
  • UK-wideEngland, Wales, Scotland and NI

Partnerships around Argyll & Bute

Our Argyll & Bute coverage takes in 4 towns and cities, centred on Helensburgh and including Oban, Dunoon and Campbeltown. Neighbouring areas we also cover include Glasgow & the Clyde, Ayrshire and Lanarkshire.

Partnerships we can discuss around Argyll & Bute include council land brought forward for homes, land-led schemes with a housing partner and mixed-tenure developments. As Argyll & Bute is in Scotland, applications are judged against National Planning Framework 4, and the buyer of land pays Land and Buildings Transaction Tax (LBTT).

Tell us about the opportunity near Argyll & Bute and the right person will call you back.

What you get in Argyll & Bute

Not an offer to invest

Nothing here is an offer or invitation to invest. Arrangements are agreed privately with professional partners, each taking its own advice.

Forward purchase

The partner commits to buy the completed homes, while construction is financed separately until the scheme reaches practical completion.

Houses or apartments

Single-family rental houses on suburban sites or apartments in towns, depending on the site, the planning context and the partner's requirements.

Management in mind

Bin stores, parking, cycle storage, parcel rooms and plant are designed for efficient day-to-day management and low maintenance.

How the rules work in Argyll & Bute

Affordable homes in Argyll & Bute are mainly funded through the Scottish Government's Affordable Housing Supply Programme, with councils and registered social landlords building them. Councils set local investment priorities in their Strategic Housing Investment Plans. On private developments, Local Development Plans often require an affordable housing contribution, secured through a Section 75 agreement. Land to Homes can bring forward land and deliver homes for councils and housing associations.

In Scotland, build to rent homes are let on private residential tenancies, and landlords must register with the council. The Housing (Scotland) Act 2025 allows rent control areas, with exemptions for qualifying build to rent and mid-market rent properties. Land and Buildings Transaction Tax applies, and planning obligations are secured through Section 75 agreements.

Key rules in Argyll & Bute
National planning policyNational Planning Framework 4 (NPF4), which forms part of the statutory development plan
Local planning documentLocal Development Plan (LDP)
Who decides applicationsThe council as planning authority (or a national park authority in its area)
In-principle consentPlanning permission in principle (PPP), followed by approval of matters specified in conditions
Land transaction tax (paid by the buyer)Land and Buildings Transaction Tax (LBTT)
Land registrationRegisters of Scotland (Land Register of Scotland)
How a sale becomes bindingLand sales are concluded through missives, formal letters exchanged between solicitors that become a binding contract once concluded, followed by settlement on the date of entry and registration in the Land Register of Scotland.
Developer contributionsSection 75 planning obligations, with Section 69 agreements sometimes used for simple one-off payments

Build to Rent Partnerships in Argyll & Bute: questions

What is the difference between forward funding and forward purchase?

With forward funding, the partner buys the site and pays for construction in stages as the scheme is built. With forward purchase, the partner agrees to buy the finished homes on completion, while the developer arranges construction finance in the meantime. The structures share risk differently, so each party takes its own legal and tax advice.

How do tenancy rules affect build to rent?

Build to rent homes are let under the private tenancy law of each nation. In England, most new private tenancies are assured periodic tenancies under the Renters' Rights Act 2025. Wales uses occupation contracts, Scotland the private residential tenancy and Northern Ireland the Private Tenancies Order regime. Schemes are planned with these rules in mind.

Is this an investment opportunity?

No. Nothing on this site is an offer or invitation to invest, and we do not take money from members of the public. Build to rent partnerships are agreed privately with institutions, registered providers and other professional parties, each relying on its own advisers and due diligence. We do not publish projected profits or performance figures.

Are build to rent homes exempt from rent control in Scotland?

The Housing (Scotland) Act 2025 allows rent control areas to be designated, and regulations exempt qualifying build to rent and mid-market rent properties from rent control area restrictions, subject to conditions. Other rent rules for private residential tenancies still apply. The rules are detailed and may change, so partners should take Scottish legal advice on any scheme.

Do you work with partners on schemes in Argyll & Bute?

Yes. We discuss schemes across Argyll & Bute, including Campbeltown, Helensburgh and Oban privately with professional partners. Nothing on this website is an offer or invitation to invest.

Read more: Build to Rent Partnerships · Guide: Renting a new-build home: tenancy rules in England, Wales, Scotland and NI

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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