Affordable Housing in Penarth
Affordable housing in Penarth means homes for rent or sale offered below market levels to people whose needs are not met by the open market, such as social and affordable rent, shared ownership and discounted market sale. Land to Homes plans affordable homes into the sites it brings forward and works with councils and housing associations, which set eligibility and allocate the homes.
Penarth · CF64Register your interest
Tell us where you want to live and what you need. Free, no obligation.
Registering interest is not a housing application. Social and affordable homes are allocated by councils and housing providers through their own lists.
Prefer to talk? Call 0800 088 6248.
- Free to registerNo fees, no deposit, no obligation
- Hear firstIf homes are released near you
- Affordable homesWith councils and housing associations
- Clear informationTenure, specification and warranty
- UK-wideEngland, Wales, Scotland and NI
New homes around Penarth
We cover Penarth as part of South Glamorgan. It is about 3 miles south of Cardiff, around postcode district CF64. Close by, our coverage also takes in Cardiff, Barry and Caerphilly.
When you register for Penarth, you can choose homes for shared ownership, one- and two-bedroom apartments or homes for first-time buyers. As Penarth is in Wales, applications are judged against Planning Policy Wales, and the buyer of land pays Land Transaction Tax (LTT).
Registering for Penarth is free and you can ask us to remove your details at any time.
Why work with Land to Homes in Penarth
Delivered through planning
Affordable homes are usually secured by a planning obligation, such as a Section 106 or Section 75 agreement, agreed with the council at planning stage.
Designed to fit in
We design affordable homes to sit alongside homes for sale and spread them through a scheme, so the tenures are hard to tell apart.
Every main tenure explained
Social rent, affordable rent, shared ownership, discounted market sale and their equivalents in each nation, explained in plain terms with who each one is for.
Register interest
You can register interest with us, and we will point you to the council or provider responsible if affordable homes come forward on one of our sites.
The Welsh system, as it applies in Penarth
Housing associations and councils planning new homes in Penarth work within Welsh rules: grant comes from the Welsh Government's Social Housing Grant, tenants usually hold secure occupation contracts under the Renting Homes (Wales) Act 2016, and social landlords are registered and regulated by the Welsh Ministers. Land to Homes can supply land with or without planning, or build homes for transfer to a social landlord on completion.
In Wales, affordable homes are secured through Section 106 agreements under the council's Local Development Plan and are usually owned by councils or registered social landlords regulated by the Welsh Government. Homes funded by Social Housing Grant are usually built to the Welsh Development Quality Requirements. Tenures include social rent, intermediate rent and low-cost home ownership.
| Local planning document | Local Development Plan (LDP) |
|---|---|
| In-principle consent | Outline planning permission, with reserved matters approved later |
| How a sale becomes binding | As in England, a land sale becomes legally binding on exchange of contracts and finishes on completion, with the title registered at HM Land Registry. |
| Developer contributions | Section 106 planning obligations, plus the Community Infrastructure Levy (CIL) where the council has adopted it |
Questions about Affordable Housing in Penarth
Who decides if I am eligible for an affordable home?
The council, the housing association or other provider, and the rules of the particular scheme. Eligibility usually depends on household income, housing need and sometimes a local connection to the area. Land to Homes does not decide eligibility or allocate homes. If you are interested, contact your local council's housing team and housing associations working in the area.
How is affordable housing delivered on new developments?
Usually through planning. The council's development plan sets out how much affordable housing a scheme should provide, and the commitment is secured in a planning obligation. The developer builds the homes and transfers them to a registered provider at a price that reflects their affordable status, sometimes supported by public grant. The provider then lets or sells them.
Can I register interest in an affordable home with Land to Homes?
Yes, but registering with us is not an application and does not affect eligibility. If a site we bring forward includes affordable homes, we will tell you which council or housing provider is responsible so you can apply through them. You should also register directly with your council and with housing associations in the area.
What is shared ownership?
Shared ownership lets you buy a share of a home, usually with a mortgage, and pay rent to the housing provider on the remaining share. You can normally buy further shares over time, which is known as staircasing. Schemes and rules differ by nation and by provider, so check the details and take independent legal and financial advice before committing.
Are there new homes available in Penarth now?
Not yet. Land to Homes has no homes available in Penarth at the moment. You can register your interest for Penarth, and we will contact you if we bring homes forward there or nearby.
Read more: Affordable Housing · Guide: Section 106 and affordable housing: what landowners should know