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New homes and housing · Lancashire

Affordable Housing in Colne

How is new affordable housing delivered in Colne?

If you are hoping to rent or buy an affordable home in Colne, the first contact is usually the council or a housing association, not the developer. They decide who is eligible and who is offered each home. Developers such as Land to Homes deliver affordable homes, often secured through planning obligations, and hand them to a registered provider to manage or sell.

Hand holding a house key in front of the open front door of a new brick homeColne · BB8

Register your interest

Tell us where you want to live and what you need. Free, no obligation.

Registering interest is not a housing application. Social and affordable homes are allocated by councils and housing providers through their own lists.

Prefer to talk? Call 0800 088 6248.

  • Free to registerNo fees, no deposit, no obligation
  • Hear firstIf homes are released near you
  • Affordable homesWith councils and housing associations
  • Clear informationTenure, specification and warranty
  • UK-wideEngland, Wales, Scotland and NI

Homes we plan around Colne

Colne (BB8) is one of the Lancashire towns we cover, about 23 miles east of Preston. Nelson is the closest neighbouring place we cover, at about 2 miles, followed by Burnley and Accrington. Within England, Colne falls in the North West region.

People registering interest around Colne can tell us whether they want homes for private rent, larger family homes or two- and three-bedroom family homes. Because Colne is in England, land titles are registered with HM Land Registry and transfers attract Stamp Duty Land Tax (SDLT).

Registering for Colne is free and you can ask us to remove your details at any time.

Why work with Land to Homes in Colne

Providers involved early

We aim to agree affordable homes with a housing association or other registered provider early, so the homes meet their standards and local need.

Help for landowners

We explain how affordable housing requirements affect what a site is worth, so landowners understand an offer rather than just receiving one.

Designed to fit in

We design affordable homes to sit alongside homes for sale and spread them through a scheme, so the tenures are hard to tell apart.

Nation-aware delivery

Affordable housing works differently in England, Wales, Scotland and Northern Ireland, and we follow the rules and funding routes of each.

Planning and land rules in Colne

Councils and housing associations around Colne can bid for grant through Homes England's Social and Affordable Homes Programme, which funds Social Rent, Affordable Rent at up to 80% of market rent, and shared ownership. Landlords of the rented homes must be registered with the Regulator of Social Housing. National policy also expects local plans to set a minimum Social Rent proportion for major development. Land to Homes is ready to discuss sites, partnership and delivery.

In England, affordable housing is defined in the National Planning Policy Framework and is usually secured through Section 106 agreements. Homes are transferred to registered providers regulated by the Regulator of Social Housing. Grant funding is usually channelled through Homes England, or the Greater London Authority in London. Tenures include social rent, affordable rent, shared ownership and discounted market sale.

Key rules in Colne
National planning policyNational Planning Policy Framework (NPPF), revised August 2026, with national planning practice guidance
In-principle consentOutline planning permission, with reserved matters approved later
Land transaction tax (paid by the buyer)Stamp Duty Land Tax (SDLT)
How a sale becomes bindingA land sale becomes legally binding on exchange of contracts and finishes on completion, after which the buyer registers the title with HM Land Registry.

Common questions in Colne

What is shared ownership?

Shared ownership lets you buy a share of a home, usually with a mortgage, and pay rent to the housing provider on the remaining share. You can normally buy further shares over time, which is known as staircasing. Schemes and rules differ by nation and by provider, so check the details and take independent legal and financial advice before committing.

Can I register interest in an affordable home with Land to Homes?

Yes, but registering with us is not an application and does not affect eligibility. If a site we bring forward includes affordable homes, we will tell you which council or housing provider is responsible so you can apply through them. You should also register directly with your council and with housing associations in the area.

What is discounted market sale?

Discounted market sale homes are sold below market value to eligible buyers, with the discount secured by a planning obligation so that it usually passes on to future buyers too. They are used mainly in England. Eligibility and the size of the discount are set by the council's policy and the planning agreement, not by the developer.

Who decides if I am eligible for an affordable home?

The council, the housing association or other provider, and the rules of the particular scheme. Eligibility usually depends on household income, housing need and sometimes a local connection to the area. Land to Homes does not decide eligibility or allocate homes. If you are interested, contact your local council's housing team and housing associations working in the area.

Can I register for new homes in Colne?

Yes. Registering for Colne is free and does not commit you to anything. There are no homes available yet; if we bring homes forward in or near Colne, we will contact you.

Read more: Affordable Housing · Guide: Section 106 and affordable housing: what landowners should know

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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