Affordable Housing in Saddleworth
Affordable housing in Saddleworth means homes for rent or sale offered below market levels to people whose needs are not met by the open market, such as social and affordable rent, shared ownership and discounted market sale. Land to Homes plans affordable homes into the sites it brings forward and works with councils and housing associations, which set eligibility and allocate the homes.
Saddleworth · OL3Register your interest
Tell us where you want to live and what you need. Free, no obligation.
Registering interest is not a housing application. Social and affordable homes are allocated by councils and housing providers through their own lists.
Prefer to talk? Call 0800 088 6248.
- Free to registerNo fees, no deposit, no obligation
- Hear firstIf homes are released near you
- Affordable homesWith councils and housing associations
- Clear informationTenure, specification and warranty
- UK-wideEngland, Wales, Scotland and NI
Homes we plan around Saddleworth
We cover Saddleworth as part of Greater Manchester. It is about 11 miles north-east of Manchester, around postcode district OL3. The nearest other places we cover are Oldham (5 miles), Royton (5 miles) and Stalybridge (5 miles). Within England, Saddleworth falls in the North West region.
Registrations for Saddleworth cover two- and three-bedroom family homes, homes for private rent and homes for affordable rent. As Saddleworth is in England, applications are judged against the National Planning Policy Framework, and the buyer of land pays Stamp Duty Land Tax (SDLT).
Tell us what you need in Saddleworth and we will be in touch if homes are released nearby.
What you get in Saddleworth
Every main tenure explained
Social rent, affordable rent, shared ownership, discounted market sale and their equivalents in each nation, explained in plain terms with who each one is for.
Eligibility set by others
Who can apply is set by the council, the housing provider and the scheme rules. We explain the process, but we do not decide eligibility or allocations.
Register interest
You can register interest with us, and we will point you to the council or provider responsible if affordable homes come forward on one of our sites.
Delivered through planning
Affordable homes are usually secured by a planning obligation, such as a Section 106 or Section 75 agreement, agreed with the council at planning stage.
The English system, as it applies in Saddleworth
Councils and housing associations around Saddleworth can bid for grant through Homes England's Social and Affordable Homes Programme, which funds Social Rent, Affordable Rent at up to 80% of market rent, and shared ownership. Landlords of the rented homes must be registered with the Regulator of Social Housing. National policy also expects local plans to set a minimum Social Rent proportion for major development. Land to Homes is ready to discuss sites, partnership and delivery.
In England, affordable housing is defined in the National Planning Policy Framework and is usually secured through Section 106 agreements. Homes are transferred to registered providers regulated by the Regulator of Social Housing. Grant funding is usually channelled through Homes England, or the Greater London Authority in London. Tenures include social rent, affordable rent, shared ownership and discounted market sale.
| Local planning document | Local Plan |
|---|---|
| Who decides applications | The local planning authority, usually the district, borough, city or unitary council (or a national park authority) |
| In-principle consent | Outline planning permission, with reserved matters approved later |
| Land registration | HM Land Registry |
Common questions in Saddleworth
What is discounted market sale?
Discounted market sale homes are sold below market value to eligible buyers, with the discount secured by a planning obligation so that it usually passes on to future buyers too. They are used mainly in England. Eligibility and the size of the discount are set by the council's policy and the planning agreement, not by the developer.
Can I register interest in an affordable home with Land to Homes?
Yes, but registering with us is not an application and does not affect eligibility. If a site we bring forward includes affordable homes, we will tell you which council or housing provider is responsible so you can apply through them. You should also register directly with your council and with housing associations in the area.
What is the difference between social rent and affordable rent?
Social rent is the lowest-cost rented housing, with rents in England set using a government formula and kept low by policy or regulation elsewhere. Affordable rent, used mainly in England, is set by reference to local market rents and is usually higher than social rent. Both are let by councils and registered providers to eligible households.
What is shared ownership?
Shared ownership lets you buy a share of a home, usually with a mortgage, and pay rent to the housing provider on the remaining share. You can normally buy further shares over time, which is known as staircasing. Schemes and rules differ by nation and by provider, so check the details and take independent legal and financial advice before committing.
Can I register for new homes in Saddleworth?
Yes. Registering for Saddleworth is free and does not commit you to anything. There are no homes available yet; if we bring homes forward in or near Saddleworth, we will contact you.
Read more: Affordable Housing · Guide: Section 106 and affordable housing: what landowners should know