Affordable Housing in Cheltenham
Land to Homes includes affordable housing in the schemes it plans in Cheltenham, usually delivered through a planning obligation and transferred to a registered housing provider. The types vary by nation and local policy, from social rent to shared ownership and discounted sale. You can register interest with us, but eligibility and allocation are always decided by the council or provider.
Cheltenham · GL50Register your interest
Tell us where you want to live and what you need. Free, no obligation.
Registering interest is not a housing application. Social and affordable homes are allocated by councils and housing providers through their own lists.
Prefer to talk? Call 0800 088 6248.
- Free to registerNo fees, no deposit, no obligation
- Hear firstIf homes are released near you
- Affordable homesWith councils and housing associations
- Clear informationTenure, specification and warranty
- UK-wideEngland, Wales, Scotland and NI
Homes we plan around Cheltenham
Cheltenham sits about 7 miles east of Gloucester in Gloucestershire, in the GL50 postcode district. The nearest other places we cover are Tewkesbury (7 miles), Gloucester (7 miles) and Stroud (12 miles). Cheltenham is in the South West region of England. Our head office in Great Barr, Birmingham, is about 46 miles away.
When you register for Cheltenham, you can choose homes for affordable rent, accessible and adaptable homes or homes for private rent. In England, where Cheltenham sits, planning decisions are made by the local planning authority, usually the district, borough, city or unitary council (or a national park authority).
Register for Cheltenham and we will contact you if we bring homes forward nearby.
Our approach in Cheltenham
Eligibility set by others
Who can apply is set by the council, the housing provider and the scheme rules. We explain the process, but we do not decide eligibility or allocations.
Register interest
You can register interest with us, and we will point you to the council or provider responsible if affordable homes come forward on one of our sites.
Designed to fit in
We design affordable homes to sit alongside homes for sale and spread them through a scheme, so the tenures are hard to tell apart.
Every main tenure explained
Social rent, affordable rent, shared ownership, discounted market sale and their equivalents in each nation, explained in plain terms with who each one is for.
Planning and land rules in Cheltenham
Councils and housing associations around Cheltenham can bid for grant through Homes England's Social and Affordable Homes Programme, which funds Social Rent, Affordable Rent at up to 80% of market rent, and shared ownership. Landlords of the rented homes must be registered with the Regulator of Social Housing. National policy also expects local plans to set a minimum Social Rent proportion for major development. Land to Homes is ready to discuss sites, partnership and delivery.
In England, affordable housing is defined in the National Planning Policy Framework and is usually secured through Section 106 agreements. Homes are transferred to registered providers regulated by the Regulator of Social Housing. Grant funding is usually channelled through Homes England, or the Greater London Authority in London. Tenures include social rent, affordable rent, shared ownership and discounted market sale.
| National planning policy | National Planning Policy Framework (NPPF), revised August 2026, with national planning practice guidance |
|---|---|
| Local planning document | Local Plan |
| Who decides applications | The local planning authority, usually the district, borough, city or unitary council (or a national park authority) |
| In-principle consent | Outline planning permission, with reserved matters approved later |
Your questions answered for Cheltenham
What is discounted market sale?
Discounted market sale homes are sold below market value to eligible buyers, with the discount secured by a planning obligation so that it usually passes on to future buyers too. They are used mainly in England. Eligibility and the size of the discount are set by the council's policy and the planning agreement, not by the developer.
What is shared ownership?
Shared ownership lets you buy a share of a home, usually with a mortgage, and pay rent to the housing provider on the remaining share. You can normally buy further shares over time, which is known as staircasing. Schemes and rules differ by nation and by provider, so check the details and take independent legal and financial advice before committing.
Who decides if I am eligible for an affordable home?
The council, the housing association or other provider, and the rules of the particular scheme. Eligibility usually depends on household income, housing need and sometimes a local connection to the area. Land to Homes does not decide eligibility or allocate homes. If you are interested, contact your local council's housing team and housing associations working in the area.
How is affordable housing delivered on new developments?
Usually through planning. The council's development plan sets out how much affordable housing a scheme should provide, and the commitment is secured in a planning obligation. The developer builds the homes and transfers them to a registered provider at a price that reflects their affordable status, sometimes supported by public grant. The provider then lets or sells them.
Are there new homes available in Cheltenham now?
Not yet. Land to Homes has no homes available in Cheltenham at the moment. You can register your interest for Cheltenham, and we will contact you if we bring homes forward there or nearby.
Read more: Affordable Housing · Guide: Section 106 and affordable housing: what landowners should know