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New homes and housing · Fife

Affordable Housing in Dunfermline

How is new affordable housing delivered in Dunfermline?

Affordable housing in Dunfermline means homes for rent or sale offered below market levels to people whose needs are not met by the open market, such as social and affordable rent, shared ownership and discounted market sale. Land to Homes plans affordable homes into the sites it brings forward and works with councils and housing associations, which set eligibility and allocate the homes.

Quiet new-build cul-de-sac of semi-detached brick homes with block-paved drivesDunfermline · KY12

Register your interest

Tell us where you want to live and what you need. Free, no obligation.

Registering interest is not a housing application. Social and affordable homes are allocated by councils and housing providers through their own lists.

Prefer to talk? Call 0800 088 6248.

  • Free to registerNo fees, no deposit, no obligation
  • Hear firstIf homes are released near you
  • Affordable homesWith councils and housing associations
  • Clear informationTenure, specification and warranty
  • UK-wideEngland, Wales, Scotland and NI

New homes around Dunfermline

Dunfermline is the main town we cover in Fife, centred on postcode district KY12. Close by, our coverage also takes in Grangemouth, Livingston and Kirkcaldy.

Registrations for Dunfermline cover homes for affordable rent, one- and two-bedroom apartments and two- and three-bedroom family homes. Because Dunfermline is in Scotland, land titles are registered with Registers of Scotland (Land Register of Scotland) and transfers attract Land and Buildings Transaction Tax (LBTT).

Tell us what you need in Dunfermline and we will be in touch if homes are released nearby.

What we offer in Dunfermline

Help for landowners

We explain how affordable housing requirements affect what a site is worth, so landowners understand an offer rather than just receiving one.

Register interest

You can register interest with us, and we will point you to the council or provider responsible if affordable homes come forward on one of our sites.

Delivered through planning

Affordable homes are usually secured by a planning obligation, such as a Section 106 or Section 75 agreement, agreed with the council at planning stage.

Designed to fit in

We design affordable homes to sit alongside homes for sale and spread them through a scheme, so the tenures are hard to tell apart.

Planning in Dunfermline: the Scottish rules

For councils and housing associations planning homes in Dunfermline, Scottish delivery centres on the council's Strategic Housing Investment Plan, grant from the Affordable Housing Supply Programme and, on private sites, affordable housing secured through Section 75 agreements under NPF4 and the Local Development Plan. Land to Homes can bring forward land with or without planning, or build homes for transfer to a registered social landlord.

In Scotland, affordable homes are funded through the Scottish Government's Affordable Housing Supply Programme, guided by each council's Strategic Housing Investment Plan, and are often secured through Section 75 agreements. Registered social landlords are regulated by the Scottish Housing Regulator. Tenures include social rent, mid-market rent and shared equity.

Key rules in Dunfermline
National planning policyNational Planning Framework 4 (NPF4), which forms part of the statutory development plan
Who decides applicationsThe council as planning authority (or a national park authority in its area)
Land registrationRegisters of Scotland (Land Register of Scotland)
How a sale becomes bindingLand sales are concluded through missives, formal letters exchanged between solicitors that become a binding contract once concluded, followed by settlement on the date of entry and registration in the Land Register of Scotland.

Common questions in Dunfermline

Can I register interest in an affordable home with Land to Homes?

Yes, but registering with us is not an application and does not affect eligibility. If a site we bring forward includes affordable homes, we will tell you which council or housing provider is responsible so you can apply through them. You should also register directly with your council and with housing associations in the area.

What counts as affordable housing?

Affordable housing is housing for sale or rent for people whose needs are not met by the market, provided on terms set by planning policy. It typically includes social rent, affordable rent, shared ownership and discounted market sale. The exact definitions differ by nation: England's are in the National Planning Policy Framework, and Wales, Scotland and Northern Ireland set their own.

Does affordable housing reduce what my land is worth?

It usually affects value, because affordable homes are transferred to a provider for less than open market homes would sell for. The council's affordable housing policy, and other planning obligations, are among the costs a buyer allows for when valuing land. Our free site appraisal explains how these factors apply to your site.

What is the difference between social rent and affordable rent?

Social rent is the lowest-cost rented housing, with rents in England set using a government formula and kept low by policy or regulation elsewhere. Affordable rent, used mainly in England, is set by reference to local market rents and is usually higher than social rent. Both are let by councils and registered providers to eligible households.

Can I register for new homes in Dunfermline?

Yes. Registering for Dunfermline is free and does not commit you to anything. There are no homes available yet; if we bring homes forward in or near Dunfermline, we will contact you.

Read more: Affordable Housing · Guide: Renting a new-build home: tenancy rules in England, Wales, Scotland and NI

Affordable Housing elsewhere in Fife

Own land that could take new homes?

Start with a free, no-obligation site appraisal. On option and promotion agreements we fund the planning work and pay your reasonable legal fees.

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